1147 Archer St

1147 Archer St

D

San Diego, CA 92109

$2,099,000

Soft Appraisal Value: $2,050,500 · 2.4% above estimate

Beds

2

Baths

2

Sqft

1,352

Year Built

1968

Days on Market

30

Property Type

Single Family

HOA/mo

N/A

MLS ID

260005312SD

Description

Tucked away in desirable North Pacific Beach, this beautifully remodeled coastal retreat masterfully blends touches of mid-century modern elements with relaxed island-inspired charm. The interior shines with durable LVP flooring, tongue-and-groove ceilings accented by bold exposed beams, crisp white shaker cabinetry, sleek quartz countertops, and eye-catching vibrant subway tile backsplashes. At the center, a striking statement fireplace elegantly divides the living and dining areas while serving as a cozy, inviting focal point. An extra-wide sliding glass door frames breathtaking views of the backyard oasis and floods the open-concept layout with natural light, creating seamless flow ideal for everyday living and effortless entertaining. The generous primary suite offers a spacious walk-in closet and direct backyard access, enhancing that coveted indoor-outdoor connection. Both bathrooms have been thoughtfully updated with modern floating vanities and contemporary finishes for a fresh, spa-like feel. Enveloped by lush palms and mature greenery, the property evokes a private Hawaiian getaway. The backyard features a sparkling pool and ocean views, the ultimate spot for sunset swims, al fresco dining, and weekend gatherings. A fenced front yard provides extra space perfect for pets, play, or a cozy fire pit, while the attached two-car garage and additional driveway parking deliver plenty of convenience. Just moments from Law Street beach, premier surf spot Tourmaline beach, cafes, restaurants and more, this slice of paradise is calling your name!

Mortgage Calculator

Est. Monthly Payment

$13,325

Principal & Interest$10,614
Property Tax$2,099
Insurance$612
%($419,800)
%

Investment Score

0D
Est. Monthly Rent
$4,560
Monthly Cashflow

Rent − PITIA

$-8,765
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,563

Mortgage (P+I)
$10,614
Cap Rate
-0.54%
Cash-on-Cash
-33.05%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.34
Break-even Rent
$19,576

NOI (Annual)
$-11,388
Price-to-Rent

Lower = better for investors

38.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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