810 Santa Barbara Pl

810 Santa Barbara Pl

D

San Diego, CA 92109

$1,499,000
NEW — 4d on market

Soft Appraisal Value: $1,479,300 · 1.3% above estimate

Beds

2

Baths

2

Sqft

1,177

Year Built

2020

Days on Market

4

Property Type

Condo

HOA/mo

$450

MLS ID

260006922SD

Description

Modern Lock and Leave Mission Beach home built in 2020 and always owner-occupied. Features high-end finishes, open layout, and a rare 2-car garage. Guest room fits bunk bed for kids, and a long hallway offers master bedroom privacy great for hosting. HOA limited insurance, solar panels low utilities under $200/month. No rental restrictions with strong demand in the area. Opportunity for families or investors. Prime location near beach and bay! Night time security guard, brand new A/C.

Mortgage Calculator

Est. Monthly Payment

$9,966

Principal & Interest$7,580
Property Tax$1,499
Insurance$437
HOA$450
%($299,800)
%

Investment Score

1D
Est. Monthly Rent
$5,449
Monthly Cashflow

Rent − PITI − HOA

$-4,517
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,019

Mortgage (P+I)
$7,580
Cap Rate
0.45%
Cash-on-Cash
-28.10%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$14,565

NOI (Annual)
$6,727
Price-to-Rent

Lower = better for investors

22.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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