863 Agate St San Diego

863 Agate St San Diego

D

, CA 92109

$1,495,000

Beds

3

Baths

3

Sqft

1,449

Year Built

1988

Days on Market

19

Property Type

Townhouse

HOA/mo

$650

MLS ID

260003330SD

Description

Welcome to 863 Agate Street, a beautifully crafted residence in the highly sought-after North Pacific Beach neighborhood. This 3-bedroom, 3-bathroom home spans 1,449 sq ft of thoughtfully designed living space, blending coastal charm with modern comfort. One of just five units, the property offers exceptional privacy and a peaceful, boutique-style living experience. Step inside to a bright, open-concept floor plan where the kitchen flows seamlessly into the dining and living areas—perfect for both everyday living and entertaining. Enjoy ocean views from the balcony, creating an ideal indoor-outdoor coastal lifestyle. Two of the bedrooms feature en-suite bathrooms, providing comfort and privacy for both residents and guests. Additional highlights include two side-by-side garage parking spaces, generous storage for beach gear and bikes, and in-unit laundry for added convenience. Located just a few blocks from Tourmaline Beach, this home sits within the coveted Bird Rock School boundary and is moments from popular coffee shops, top-rated restaurants, and all that coastal living has to offer. A rare opportunity to enjoy the best of Pacific Beach living—don’t miss it.

Mortgage Calculator

Est. Monthly Payment

$10,141

Principal & Interest$7,560
Property Tax$1,495
Insurance$436
HOA$650
%($299,000)
%

Investment Score

2D
Est. Monthly Rent

Market Rent Estimate

$5,520
Monthly Cashflow

Rent − PITI − HOA

$-4,621
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,136

Mortgage (P+I)
$7,560
Cap Rate
0.34%
Cash-on-Cash
-18.54%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$10,141

NOI (Annual)
$5,083
Price-to-Rent

Lower = better for investors

22.6

* Defaults: 20% down, 6.5% rate, 30yr.

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