114 Tremont Street
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114 Tremont Street

D

Oceanside, CA 92054

$1,600,000

Beds

3

Baths

1

Sqft

800

Year Built

1922

Days on Market

75

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2600845

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Rare opportunity to acquire a coastal commercial property with mixed-use potential in the heart of Downtown Oceanside. Located just two blocks from the iconic Oceanside Pier and beach, this highly walkable property offers immediate access to restaurants, coffee shops, shopping, nightlife, transit corridors and ongoing redevelopment. Situated on a rectangular parcel with valuable alley access, the site provides strong visibility, flexibility, and long-term upside in one of North County San Diego’s most dynamic coastal markets. The property is currently improved with a single-family residence, allowing for immediate use or interim income while future plans are explored. Well-positioned for investors, developers, or owner-users seeking a foothold in a high-growth, coastal downtown location, 114 S Tremont Street represents an exceptional Oceanside offering. Buyer to verify zoning, permitted uses, and development potential.

Mortgage Calculator

Est. Monthly Payment

$10,157

Principal & Interest$8,090
Property Tax$1,600
Insurance$467
%($320,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,214
Monthly Cashflow

Rent − PITIA

$-5,943
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,246

Mortgage (P+I)
$8,090
Cap Rate
-0.12%
Cash-on-Cash
-30.92%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.41
Break-even Rent
$14,923

NOI (Annual)
$-1,867
Price-to-Rent

Lower = better for investors

31.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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