11375 Affinity Ct

11375 Affinity Ct #207

D

Scripps Ranch, CA 92131

$650,000
NEW — 2d on market

Soft Appraisal Value: $640,400 · 1.5% above estimate

Beds

2

Baths

2

Sqft

1,032

Year Built

1993

Days on Market

2

Property Type

Condo

HOA/mo

$670

MLS ID

260007805SD

View on MLS

Description

The absolute best location within the Affinity community in Scripps Ranch, this 2-bedroom, 2-bath condo with a coveted 2-car tandem garage combines privacy, upgrades, and lifestyle in one exceptional offering. Ideally situated next to one of the community pool and spa areas, yet tucked along the quiet side of the building. Enjoy hillside-facing eastern views with minimal freeway noise. With no one below and only one shared wall, the setting feels elevated and private. The residence also features (see suppl) one of the largest balconies in the complex, a true extension of your living space, perfect for BBQs, lounging, entertaining, or simply enjoying the peaceful outlook. Inside, fresh interior paint in a modern grey and white palette creates a light, welcoming feel. The fully remodeled primary bathroom offers a clean, spa-inspired retreat. The kitchen is equipped with stainless steel appliances, while the second bedroom features a tremendous built-in closet and drawer organization system with additional hanging space, maximizing functionality. Additional conveniences include central A/C and a full-size interior laundry area. The oversized 2-car tandem garage adds rare value and generous storage. Affinity residents enjoy resort-style pools and spas, beautifully maintained grounds, proximity to Lake Miramar trails, neighborhood parks, popular restaurants, everyday services, and easy freeway access. An ideal first-time buyer opportunity or perfect lock-and-leave home in one of Scripps Ranch’s most convenient communities.

Mortgage Calculator

Est. Monthly Payment

$4,796

Principal & Interest$3,287
Property Tax$650
Insurance$190
HOA$670
%($130,000)
%

Investment Score

2D
Est. Monthly Rent
$3,080
Monthly Cashflow

Rent − PITIA

$-1,717
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,967

Mortgage (P+I)
$3,287
Cap Rate
0.59%
Cash-on-Cash
-27.39%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$6,933

NOI (Annual)
$3,839
Price-to-Rent

Lower = better for investors

17.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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