10974 Caminito Arcada

10974 Caminito Arcada

C

San Diego, CA 92131

$995,000

Beds

3

Baths

3

Sqft

1,216

Year Built

1996

Days on Market

24

Property Type

Single Family

HOA/mo

$140

MLS ID

PTP2604666

This property is in San Diego (92131). View neighborhood stats →

About This Property

Move in ready 3-bedroom, 2.5-bath two-story detached home nestled in Scripps Ranch's coveted Aspire Encore neighborhood. Features an open-concept living area with soaring ceilings and expansive windows that fill the home with abundant natural lighting. Features include new vinyl plank flooring, full size laundry area, and open kitchen with upgraded countertops and SS appliances. The complex features community playgrounds and walking trails. Enjoy a premium location with low HOA fees; close proximity to parks, shopping, dining, schools, and easy freeway access.

Mortgage Calculator

Est. Monthly Payment

$6,456

Principal & Interest$5,031
Property Tax$995
Insurance$290
HOA$140
%($199,000)
%

Investment Score

25D
Est. Monthly Rent
$4,371
Monthly Cashflow

Rent − PITIA

$-2,085
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,920

Mortgage (P+I)
$5,031
Cap Rate
1.34%
Cash-on-Cash
-23.64%
DSCR

Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$9,462

NOI (Annual)
$13,338
Price-to-Rent

Lower = better for investors

19.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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