10756 Cariuto Court

10756 Cariuto Court

Ctop 80%

San Diego, CA 92124

$899,000
NEW — 0d
STR: check · no permits on this tract · TOT 12.75%

3 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.

None of the 163 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$4,233/mo full cashflow at 20% down, 7.36% rate.

Works at $345,068 (62% under asking), or at 89% down.

Rent $3,672/mo from 11 leases of houses within 2 mi, size-adjusted ($3,396–$3,937).

Beds

2

Baths

2

Sqft

1,050

Year Built

1973

Days on Market

0

Property Type

Single Family

HOA/mo

$190

MLS ID

260026949SD

This property is in San Diego (92124). Browse neighborhood analytics →

About This Property

Gorgeous Villa Portofino one story near the complex park with attached two car garage highly upgraded with all new kitchen cabinets, new counter tops, all new stainless steel appliances, new recessed lightings, two new bathrooms w/new tiled showers, new toilets, new vanities, sinks, faucets, mirrors, light fixtures and quartz counter tops. New gas stove/oven, new luxury vinyl flooring & dual pane windows plus slider, new covered patios & c-fans w/lights. Completely remodeled ready to move in. The A/C & heat unit has been moved to the attic. The water heater and the washer/dryer also has been moved to the garage. Finished garage. all new electrical outlets and switches. Fireplace has been covered with all new quartz stone. Fresh paint, new floorings, new kitchen and bathrooms, larger than usual lot in the area. On greenbelt adjacent to a huge grass area. HOA offers pool, spa, tennis, club house, sports courts, park, child's play area and a huge park. walk to the grocery store and restaurants.

Mortgage Calculator

Est. Monthly Payment

$6,311

Principal & Interest$4,960
Property Tax$899
Insurance$262
HOA$190
%($179,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Tierrasanta Elementary · grades K-5 · San Diego Unified

  • Middle

    Farb Middle · grades 6-8 · San Diego Unified

    or De Portola Middle · grades 6-8 · San Diego Unified

    Choice area: the district lets families here pick either school.

  • High

    Canyon Hills High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

20C
Est. Monthly Rent
$3,672

11 leases of houses within 2 mi, size-adjusted · $3,396–$3,937

Blended 50/50 with the zip's market median ($3,567)

Monthly Cashflow

Rent − PITIA

-$2,639
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,233

What would make this work?

$4,233/mo short at 20% down; 89% down or +$5,497/mo rent closes it.

Break-even price

62% under asking

$345,068
Break-even rent

$5,497/mo above the estimate

$9,169/mo
Cashflow at 35% down
−$3,303/mo
Down payment to break even

$800,110 cash

89%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,960
Cap Rate
1.22%
Cash-on-Cash
-28.25%
DSCR

Need ≥ 1.25 for DSCR loan

0.58

NOI (Annual)
$10,930
Price-to-Rent

Lower = better for investors

20.4

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$4,233/mo