107 E Oxford Street
Btop 30%Chula Vista, CA 91911
Pass at asking: -$3,344/mo full cashflow at 20% down, 7.49% rate.
Works at $365,417 (54% under asking), or at 80% down.
Rent $3,661/mo from 8 leases of 2–4 bed houses within 1 mi ($3,434–$3,714).
Beds
3
Baths
2
Sqft
1,208
Year Built
1960
Days on Market
1
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2608126
This property is in Chula Vista (91911). Browse neighborhood analytics →
About This Property
Beautifully Renovated Home with Additional Living Space in Chula Vista! Welcome to 107 E Oxford Street! This beautifully updated 3-bedroom, 2-bathroom home offers modern upgrades, comfort, and versatility. Recent improvements include new flooring, fresh interior paint, a beautifully remodeled kitchen, and a brand-new heating and air conditioning system. Adding to the property’s appeal is a separate 1-bedroom, 1-bathroom additional living space, offering flexibility for multigenerational living, extended family, guests, or potential rental income. Whether you’re looking for a move-in-ready home with flexible living arrangements or a property with additional possibilities, this Chula Vista gem is a must-see! Buyer to verify permits, square footage, and permitted use of the additional living space. Permit status is unknown.
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Est. Monthly Payment
$5,497
Location
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Comparable Properties
5 comps foundThis Property
$3,661
Comp Average
$3,609
1385 Melrose
3bd / 2ba · 1,262 sqft · Single Family
$699K
Est. $3,603/mo
977 Cuyamaca Avenue
3bd / 2ba · 1,274 sqft · Single Family
$749K
Est. $3,910/mo
350 Tourmaline Court
3bd / 2ba · 1,138 sqft · Single Family
$789K
Est. $3,464/mo
36 E Prospect St
3bd / 2ba · 1,209 sqft · Single Family
$799K
Est. $3,486/mo
564 Azalea Street
3bd / 2ba · 1,233 sqft · Single Family
$850K
Est. $3,582/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 2–4 bed houses within 1 mi · $3,434–$3,714
Blended 50/50 with the zip's market median ($3,824)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,344/mo short at 20% down; 80% down or +$4,343/mo rent closes it.
- Break-even price
- $365,417
- Break-even rent
- $8,004/mo
- Cashflow at 35% down
- −$2,507/mo
- Down payment to break even
- 80%
- Rate to break even
- Not reachable
54% under asking
$4,343/mo above the estimate
$639,200 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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