1056 Pearl St
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1056 Pearl St #14

D

La Jolla, CA 92037

$1,285,000
NEW — 1d on market

Beds

2

Baths

2.5

Sqft

1,008

Year Built

2012

Days on Market

1

Property Type

Townhouse

HOA/mo

$575

MLS ID

260008115SD

This property is in La Jolla (92037). View neighborhood stats →

About This Property

Stunning, exquisite, and ideally situated in a quiet location in the heart of the Village of La Jolla. This beautifully maintained townhouse offers an exceptional opportunity to enjoy one of Southern California’s most coveted coastal lifestyles. Residences in the highly sought-after Paseo La Jolla community seldom come to market. Meticulously cared for and move-in ready, the home offers 2 bedrooms and 2.5 baths, including two ensuite bedrooms. The primary bedroom has a ceiling fan and a walk-in closet designed by California Closets. Elegant finishes and custom flooring create a warm, inviting interior, while the well-appointed kitchen includes stainless steel appliances, gas cooking, and generous counter space. Granite countertops enhance the bathrooms and a stacked washer and dryer adds to everyday convenience. The rooftop deck is a standout feature, complete with a built-in Lion barbecue, mini-fridge, and cooking island—offering Village views, peek ocean views, and colorful sunsets, an ideal setting for relaxing, al fresco dining or entertaining. Additional highlights include a private two-car garage with direct access, epoxy flooring, and built-in California Closets, a tankless water heater, recessed lighting throughout, and central air conditioning. Enjoy the ultimate Village lifestyle just moments from beautiful beaches, acclaimed restaurants, charming cafes, boutiques, art galleries, the Sunday Farmers’ Market, and the La Jolla Country Club. This wonderful property offers the very best of Village living, once you see it you will want to call it home.

Mortgage Calculator

Est. Monthly Payment

$8,732

Principal & Interest$6,498
Property Tax$1,285
Insurance$375
HOA$575
%($257,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,038
Monthly Cashflow

Rent − PITIA

$-4,695
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,694

Mortgage (P+I)
$6,498
Cap Rate
-0.18%
Cash-on-Cash
-31.26%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$12,732

NOI (Annual)
$-2,359
Price-to-Rent

Lower = better for investors

26.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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