8503 Villa La Jolla Dr

8503 Villa La Jolla Dr

D

La Jolla, CA 92037

$815,000

Beds

2

Baths

2

Sqft

978

Year Built

1972

Days on Market

23

Property Type

Condo

HOA/mo

$399

MLS ID

260002947SD

Description

Welcome to a bright, inviting home in beautiful La Jolla, where everyday convenience meets a relaxed coastal feel. This first floor, move-in-ready residence is located within the Villa La Jolla community in the desirable La Jolla Village area. Freshly painted throughout, the unit features contemporary LVP flooring and bright, energy-efficient LED recessed lighting that give the space a clean, modern look. Step outside to a spacious private patio, perfect for morning coffee, evening downtime, or casual entertaining. The kitchen is both stylish and functional with granite countertops, stainless steel appliances, and a newer GE Profile cooktop—ideal for everyday living. Residents also enjoy access to a community pool, a welcome perk on warm San Diego days. The location offers easy access to the trolley stop, Westfield UTC, and University of California, San Diego, along with nearby shopping, dining, and major freeways. This property would make an excellent first home or a smart investment opportunity in one of San Diego’s most desirable coastal areas. Homes like this don’t come around often—come see it before it’s gone.

Mortgage Calculator

Est. Monthly Payment

$5,573

Principal & Interest$4,121
Property Tax$815
Insurance$238
HOA$399
%($163,000)
%

Investment Score

6D
Est. Monthly Rent

Market Rent Estimate

$3,720
Monthly Cashflow

Rent − PITI − HOA

$-1,853
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,388

Mortgage (P+I)
$4,121
Cap Rate
1.08%
Cash-on-Cash
-13.64%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.90
Break-even Rent
$5,573

NOI (Annual)
$8,799
Price-to-Rent

Lower = better for investors

18.3

* Defaults: 20% down, 6.5% rate, 30yr.

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