10542 Sanshey Lane
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10542 Sanshey Lane #124

C

4S Ranch, CA 92127

$849,000
NEW — 1d

Soft Appraisal Value: $855,500 · 0.8% below estimate

Beds

3

Baths

2.5

Sqft

1,389

Year Built

2006

Days on Market

1

Property Type

Townhouse

HOA/mo

$366

MLS ID

260014934SD

This property is in 4S Ranch (92127). View neighborhood stats →

About This Property

Within the San Moritz community at 4S Ranch, this 3-bedroom, 2.5-bath townhome sits along a quiet, tree-lined pedestrian path — private and serene in a way that's rare in attached living. The main level opens to a spacious living area with gas fireplace, flowing into a kitchen designed for actual use: dark hardwood cabinetry, slab counters, stainless appliances, and an island with seating for two. A separate dining space and private patio round out the main floor. Upstairs, the primary suite offers a walk-in closet, en-suite bath, and its own balcony. Two additional bedrooms and a full bath complete the upper level. Direct-access two-car garage with storage. Built in 2006 and refreshed in 2023 — this home has had one owner since new and it shows. 4S Ranch Master Association gives residents access to 10+ miles of trails, sports courts, pool, and the Boys & Girls Club facility. Steps from 4S Commons Town Center for everyday dining and shopping. Poway Unified School District. About 20 minutes to the beach, 30 to downtown via the 56 and 15.

Mortgage Calculator

Est. Monthly Payment

$5,756

Principal & Interest$4,293
Property Tax$849
Insurance$248
HOA$366
%($169,800)
%

Location

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Investment Score

19D
Est. Monthly Rent
$3,451
Monthly Cashflow

Rent − PITIA

$-2,305
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,806

Mortgage (P+I)
$4,293
Cap Rate
0.69%
Cash-on-Cash
-26.90%
DSCR

Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$8,394

NOI (Annual)
$5,841
Price-to-Rent

Lower = better for investors

20.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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