1054 Isabella Avenue
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1054 Isabella Avenue

Dbottom 20%

Coronado, CA 92118

$3,875,000

Pass at asking: -$24,603/mo full cashflow at 20% down, 7.43% rate.

Works at $671,592 (83% under asking); even all cash loses money at asking.

Rent $6,699/mo from 9 leases of 2–4 bed condos & townhomes within 1 mi ($5,527–$8,500).

Beds

3

Baths

3.5

Sqft

1,904

Year Built

2025

Days on Market

188

Property Type

Condo

HOA/mo

N/A

MLS ID

260010899SD

This property is in Coronado (92118). Browse neighborhood analytics →

Virtual Tour

About This Property

Brand New Coastal Luxury Townhome Experience the ultimate in coastal living with this brand-new luxury townhome, perfectly situated just half a block from the Pacific Ocean and Coronado’s Center Beach. Designed by renowned architect Christian Rice, AIA, and masterfully crafted by Coastal Development Group, this residence combines sophisticated design with relaxed beachside charm. This exquisite 3-bedroom, 3-bathroom home showcases an open-concept great room flowing seamlessly onto an expansive patio ideal for effortless indoor/outdoor entertaining. The gourmet kitchen is a chef’s dream, featuring Thermador appliances, a spacious island, and custom cabinetry. Designer details abound, with high ceilings, hardwood flooring, elegant custom tiles, and a calming neutral palette throughout. Enjoy year-round comfort with central AC and energy efficiency with solar power. The private roof deck offers breathtaking ocean and skyline views over Coronado Beach perfect for sunset gatherings with friends and family. Additional highlights include an attached one-car garage and a dedicated storage room for added convenience. Located steps from Coronado’s world-class shopping, dining, and the iconic Hotel Del Coronado, this exceptional home offers an unparalleled coastal lifestyle.

Mortgage Calculator

Est. Monthly Payment

$26,532

Principal & Interest$21,527
Property Tax$3,875
Insurance$1,130
%($775,000)
%
Loan Term

Location

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Short-term not available here. Coronado bans stays of 25 days or less in residential zones. See the rules

Investment Score

0D
Est. Monthly Rent
$6,699

9 leases of 2–4 bed condos & townhomes within 1 mi · $5,527–$8,500

Blended 50/50 with the zip's market median ($6,154)

Monthly Cashflow

Rent − PITIA

-$19,833
Full Cashflow

Incl. vacancy, PM, maint, capex

-$24,603

What would make this work?

$24,603/mo short at 20% down; +$31,952/mo rent closes it.

Break-even price

83% under asking

$671,592
Break-even rent

$31,952/mo above the estimate

$38,651/mo
Cashflow at 35% down
−$20,567/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$21,527
Cap Rate
-0.85%
Cash-on-Cash
-38.10%
DSCR

Need ≥ 1.25 for DSCR loan

0.25

NOI (Annual)
-$32,892
Price-to-Rent

Lower = better for investors

48.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$24,603/mo