10514 Caminito Sopadilla

10514 Caminito Sopadilla

Ctop 80%

Scripps Ranch, CA 92131

$549,900
NEW — 1d

Pass at asking: -$2,874/mo full cashflow at 20% down, 7.49% rate.

Works at $177,161 (68% under asking), or at 95% down.

Rent $2,953/mo from 12 leases of 2-bed condos & townhomes within 2 mi ($2,850–$3,219).

Beds

2

Baths

2

Sqft

1,102

Year Built

1973

Days on Market

1

Property Type

Townhouse

HOA/mo

$907

MLS ID

260026060SD

This property is in Scripps Ranch (92131). View neighborhood stats →

About This Property

RARE Townhome - 2 bedrooms, 2 full baths, 2 car garage, and TWO private decks! Offering the perfect combination of comfort, convenience, and the Scripps Ranch lifestyle, 10514 Caminito Sopadilla is a bright and inviting townhome located in The Grove. This 2-bedroom, 2-bath home features an open and airy floor plan with vaulted ceilings, abundant natural light, and warm wood-style flooring. The crisp white kitchen offers generous cabinetry, stainless steel appliances, and direct access to a private deck. The spacious primary bedroom includes vaulted ceilings and its own outdoor access. Additional highlights include in-unit laundry, multiple outdoor spaces, and an attached two-car garage with plenty of storage. Residents enjoy access to a community pool and tennis court, while nearby Lake Miramar offers a scenic loop for walking, jogging, and biking, along with fishing and outdoor recreation. Conveniently located near parks, hiking trails, shopping, dining, and freeway access. RARE Townhome - 2 bedrooms, 2 full baths, 2 car garage, and TWO private decks! Offering the perfect combination of comfort, convenience, and the Scripps Ranch lifestyle, 10514 Caminito Sopadilla is a bright and inviting townhome located in The Grove. This 2-bedroom, 2-bath home features an open and airy floor plan with vaulted ceilings, abundant natural light, and warm wood-style flooring. The crisp white kitchen offers generous cabinetry, stainless steel appliances, and direct access to a private deck. The spacious primary bedroom includes vaulted ceilings and its own outdoor access. Additional highlights include in-unit laundry, multiple outdoor spaces, and an attached two-car garage with plenty of storage. Residents enjoy access to a community pool and tennis court, while nearby Lake Miramar offers a scenic loop for walking, jogging, and biking, along with fishing and outdoor recreation. Conveniently located near parks, hiking trails, shopping, dining, and freeway access.

Mortgage Calculator

Est. Monthly Payment

$4,690

Principal & Interest$3,073
Property Tax$550
Insurance$160
HOA$907
%($109,980)
%
Loan Term

Location

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Investment Score

29C
Est. Monthly Rent
$2,953

12 leases of 2-bed condos & townhomes within 2 mi · $2,850–$3,219

Blended 50/50 with the zip's market median ($2,947)

Monthly Cashflow

Rent − PITIA

-$1,737
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,874

What would make this work?

$2,874/mo short at 20% down; 95% down or +$3,733/mo rent closes it.

Break-even price

68% under asking

$177,161
Break-even rent

$3,733/mo above the estimate

$6,686/mo
Cashflow at 35% down
−$2,298/mo
Down payment to break even

$522,405 cash

95%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,073
Cap Rate
0.76%
Cash-on-Cash
-31.36%
DSCR

Need ≥ 1.25 for DSCR loan

0.63

NOI (Annual)
$4,156
Price-to-Rent

Lower = better for investors

15.5

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$2,874/mo