10461 Stanfield Circle

10461 Stanfield Circle

D

San Diego, CA 92126

$1,099,000

Soft Appraisal Value: $1,075,500 · 2.2% above estimate

Beds

3

Baths

2

Sqft

1,144

Year Built

1972

Days on Market

24

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2601924

Description

Welcome to this beautifully upgraded 3-bedroom, 2-bath home offering 1,144 sq ft of thoughtfully designed living space in the heart of Mira Mesa. Step inside to discover a bright and modern interior featuring brand-new luxury vinyl plank flooring, updated light fixtures, and a functional layout perfect for both everyday living and entertaining. The fully remodeled kitchen serves as the centerpiece of the home, showcasing sleek stainless-steel appliances, elegant white oak cabinetry, stunning quartz countertops, and stylish matte black finishes that create a clean, contemporary look. Enjoy peace of mind with upgrades including solar for improved energy efficiency, newer dual-pane windows, and fully renovated bathrooms featuring modern finishes and sophisticated design. This home effortlessly blends comfort, functionality, and modern style, making it truly move-in ready. Perfectly situated on a quiet cul-de-sac in the heart of Mira Mesa, you’ll enjoy convenient access to top-rated schools, parks, shopping, dining, and easy freeway access—making this an ideal location for both comfort and convenience.

Mortgage Calculator

Est. Monthly Payment

$6,977

Principal & Interest$5,557
Property Tax$1,099
Insurance$321
%($219,800)
%

Investment Score

2D
Est. Monthly Rent
$3,809
Monthly Cashflow

Rent − PITIA

$-3,168
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,960

Mortgage (P+I)
$5,557
Cap Rate
0.65%
Cash-on-Cash
-27.08%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$10,251

NOI (Annual)
$7,165
Price-to-Rent

Lower = better for investors

24.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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