1045 Cima Dr
1 / 20

1045 Cima Dr

D

San Marcos, CA 92078

$1,499,000
NEW — 1d

Soft Appraisal Value: $1,465,700 · 2.3% above estimate

Beds

4

Baths

3

Sqft

2,447

Year Built

1979

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2604479

This property is in San Marcos (92078). View neighborhood stats →

Virtual Tour

About This Property

Stunning, turnkey custom-upgraded home offering privacy, panoramic views, and resort-style living in the highly desirable Discovery Hills area. Set on an elevated lot with sweeping views of the City of San Marcos and surrounding hills, this property delivers both tranquility and everyday convenience. Thoughtfully renovated and meticulously maintained, the home features custom cherry wood cabinetry with walnut finish throughout, soft-close drawers and doors, and high-end finishes at every turn. The chef’s kitchen, with wrap around bar is a true centerpiece, showcasing a Thermador Freedom induction cooktop, double ovens with steam capability, a dedicated steam oven in the island, extensive pull-outs, custom storage solutions, and designer fixtures. The flexible floor plan includes multiple living areas, a lower level with potential for a separate suite, and a private primary retreat with ensuite up with balcony access to the backyard. This unique floorplan features a staggered split-level design with a half-flight between living areas, creating a dynamic layout while maintaining the scale of a two-story. Outdoor living is exceptional, featuring an Endless Pools E700 swim spa under a custom redwood pavilion, a Caldera Kauai hot tub, and a fully landscaped yard with mature fruit trees. Enjoy San Marcos fireworks from your own driveway and take advantage of the privacy created by a 100-foot easement and generous spacing between neighboring homes. Additional highlights include 42 owned solar panels (two systems), on-demand water heater, engineered hickory wood flooring, travertine in baths and laundry, solid core doors, Brazilian mahogany entry door, pellet stove, and wood-burning fireplace. The property is near several trail heads and hiking trails to near by Discovery Lake, and only minutes from CSUSM, Kaiser & Palomar Medical facilities, Lake San Marcos, shopping, with easy access to HWY 78. Hurry, this is a rare opportunity to own a highly customized home with incredible views, privacy, and lifestyle amenities that are hard to find at this price point.

Mortgage Calculator

Est. Monthly Payment

$9,516

Principal & Interest$7,580
Property Tax$1,499
Insurance$437
%($299,800)
%

Location

Loading map...

Investment Score

6D
Est. Monthly Rent
$5,152
Monthly Cashflow

Rent − PITIA

$-4,364
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,798

Mortgage (P+I)
$7,580
Cap Rate
0.63%
Cash-on-Cash
-27.21%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$13,980

NOI (Annual)
$9,382
Price-to-Rent

Lower = better for investors

24.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator