10416 Whitcomb Way
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10416 Whitcomb Way #100

C

4S Ranch, CA 92127

$999,999
NEW — 0d

Soft Appraisal Value: $982,100 · 1.8% above estimate

Beds

3

Baths

2.5

Sqft

1,642

Year Built

2006

Days on Market

0

Property Type

Townhouse

HOA/mo

$380

MLS ID

NDP2605447

This property is in 4S Ranch (92127). View neighborhood stats →

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About This Property

Bright, spacious, and move-in ready, this beautifully maintained 3-bedroom plus loft (optional bedroom #4), 2.5-bath townhome within the highly desirable Amante/Ravenna community of 4S Ranch is ideally situated on a corner lot and is oriented in the west–east direction. The inviting floor plan features a spacious living room with a cozy fireplace and large windows that fill the home with natural light. The upgraded kitchen offers granite countertops, stainless steel appliances, and rich wood cabinetry. Upstairs, you'll find three generous bedrooms, including a serene primary suite with dual sink vanity, along with a versatile loft perfect for a home office, playroom, media room, or optional fourth bedroom. Additional highlights include a dedicated indoor laundry room, a two-car garage, central AC, and recent upgrades such as fresh interior paint, luxury vinyl flooring, recessed lighting in the bedrooms, and new carpet throughout. Located within the award-winning Poway Unified School District, this home is just a short walk to top-rated schools, parks, and the 4S Commons Town Center, offering a variety of dining, grocery, and entertainment options. Convenient access to the I-15 freeway makes commuting a breeze. Community amenities include a pool, five large parks, beautiful open green spaces, sports fields, and courts for organized sports. The 4S Ranch Town Center also features shopping, dining, and a public library. With a fantastic floor plan, move-in-ready condition, and an ideal location, this home offers the perfect blend of comfort and convenience in one of San Diego's most sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$6,728

Principal & Interest$5,057
Property Tax$1,000
Insurance$292
HOA$380
%($200,000)
%

Location

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Investment Score

15D
Est. Monthly Rent
$4,185
Monthly Cashflow

Rent − PITIA

$-2,544
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,339

Mortgage (P+I)
$5,057
Cap Rate
0.86%
Cash-on-Cash
-26.04%
DSCR

Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$9,821

NOI (Annual)
$8,605
Price-to-Rent

Lower = better for investors

19.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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