
1041 Lau Hala Canyon
Ctop 80%Vista, CA 92081
Pass at asking: -$4,132/mo full cashflow at 20% down, 7.43% rate.
Works at $450,857 (54% under asking), or at 81% down.
Rent $4,497/mo from 15 leases of 2–4 bed houses within 2 mi, same school area ($4,258–$4,739).
Beds
3
Baths
2
Sqft
2,005
Year Built
1981
Days on Market
46
Property Type
Single Family
HOA/mo
N/A
MLS ID
IG26206752
This property is in Vista (92081). View neighborhood stats →
About This Property
PRICE ADJUSTMENT. This home and lot offer so much potential. Public records show 3 bedrooms, one has no closet. 2 baths, primary bathroom has large soaking tub with separate walk in shower, dual sink vanity, entrance into walk in closet is in large bathroom. Built in linen cabinet in primary bathroom, primary bedroom also has built in linen cabinet or storage area, ceiling appears tongue and grove with open beams, step down into bedroom from entry to room. Large secondary bedroom with newer wood look vinyl floor. Den/office has slider to wood deck also with newer vinyl flooring. Living room has newer wood look vinyl look flooring, slider to front deck/porch, step down into room. Tile floor at entry to home, large family room with (appears) tongue and grove with open beamed vaulted ceiling, wet bar, large brick fireplace, eating area, opens to kitchen with breakfast peninsula. Second bath has shower only. 3 car oversized garage has laundry area, work area. Plenty of parking on the driveway that leads to rear sloping yard.
Mortgage Calculator
Est. Monthly Payment
$6,771
Location
Loading map...
Zoned Schools
Elementary
Lake Elementary · grades K-5 · Vista Unified
Middle
Madison Middle · grades 6-8 · Vista Unified
High
Rancho Buena Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,497
Comp Average
$4,364
1762 Spyglass Circle
3bd / 2.5ba · 1,835 sqft · Single Family
$874K
Est. $4,273/mo
1712 Creekside Lane
3bd / 2.5ba · 1,925 sqft · Single Family
$950K
Est. $4,406/mo
916 Mimosa Avenue
4bd / 2.5ba · 1,984 sqft · Single Family
$1.02M
Est. $4,479/mo
1523 Madrid Drive
3bd / 2.5ba · 1,975 sqft · Single Family
$1.09M
Est. $4,493/mo
1119 Vale View
3bd / 2ba · 1,932 sqft · Single Family
$1.25M
Est. $4,170/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
15 leases of 2–4 bed houses within 2 mi, same school area · $4,258–$4,739
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,132/mo short at 20% down; 81% down or +$5,366/mo rent closes it.
- Break-even price
- $450,857
- Break-even rent
- $9,863/mo
- Cashflow at 35% down
- −$3,102/mo
- Down payment to break even
- 81%
- Rate to break even
- Not reachable
54% under asking
$5,366/mo above the estimate
$800,999 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator