1032 Pennsylvania Avenue
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1032 Pennsylvania Avenue

C

San Diego, CA 92103

$1,995,000
NEW — 1d

Beds

3

Baths

4

Sqft

2,248

Year Built

2025

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260016853SD

This property is in San Diego (92103). View neighborhood stats →

About This Property

Embodying the pinnacle of refined urban living, this newly constructed modern minimalist masterpiece in Uptown San Diego’s coveted Marston Hills neighborhood seamlessly blends high-end contemporary architecture with a serene, tree-lined greenbelt setting. Spanning 2,248 square feet of luminous, impeccably curated living space, the thoughtful multi-level floor plan includes 3 suites, 2 additional half baths, soaring vertical volumes, and wide-plank oak flooring throughout. At the heart of the residence is a beautifully appointed chef’s kitchen featuring professional-grade Viking appliances and a premium waterfall island, which flows effortlessly into an expansive, a fabulous dining room with seating to accommodate the largest of gatherings against a backdrop of picturesque canyon views. The primary retreat serves as an ultra-private sanctuary complete with a spa-inspired bath and view balcony overlooking mature treetop canopies, while a versatile upper flex/office space opens directly to a sun-drenched rooftop deck with sweeping canyon vistas. This pristine, turnkey luxury property includes a private fenced yard and a two-car covered port garage, all just minutes from historic Balboa Park trails, vibrant Hillcrest dining, and Downtown—offering ultimate financial autonomy with no HOA or Mello-Roos fees.

Mortgage Calculator

Est. Monthly Payment

$12,665

Principal & Interest$10,088
Property Tax$1,995
Insurance$582
%($399,000)
%

Location

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Investment Score

1D
Est. Monthly Rent
$5,640
Monthly Cashflow

Rent − PITIA

$-7,025
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,985

Mortgage (P+I)
$10,088
Cap Rate
0.06%
Cash-on-Cash
-30.03%
DSCR

Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$18,607

NOI (Annual)
$1,240
Price-to-Rent

Lower = better for investors

29.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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