10310 Wateridge Circle
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10310 Wateridge Circle #265

D

San Diego, CA 92121

$989,000
NEW — 6d

Soft Appraisal Value: $974,900 · 1.4% above estimate

Beds

3

Baths

2.5

Sqft

1,610

Year Built

1999

Days on Market

6

Property Type

Townhouse

HOA/mo

$499

MLS ID

OC26110420

This property is in San Diego (92121). View neighborhood stats →

About This Property

Located within the highly sought-after gated community of Wateridge, this beautifully maintained 3-bedroom, 2.5-bath townhome offers the ideal blend of comfort, convenience, and coastal San Diego living. Featuring approximately 1,600 square feet of bright, functional living space, the home showcases a desirable multi-level floor plan with expansive living and dining areas, abundant natural light, and seamless flow for everyday living and entertaining. The spacious kitchen offers generous cabinetry and workspace, while the private primary suite provides a relaxing retreat. Additional highlights include an attached 2-car garage, in-unit laundry, central air conditioning, and a quiet interior location within the community.Residents of Wateridge enjoy resort-style amenities including a pool, spa, tennis courts, sand volleyball court, playground, greenbelts, and beautifully maintained grounds. Ideally positioned just minutes from UCSD, Torrey Pines, La Jolla beaches, UTC shopping and dining, major biotech and tech campuses, and easy access to I-5, I-805, and SR-52.An exceptional opportunity to own in one of San Diego’s most centrally located and desirable communities.

Mortgage Calculator

Est. Monthly Payment

$6,777

Principal & Interest$5,001
Property Tax$989
Insurance$288
HOA$499
%($197,800)
%

Location

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Investment Score

21D
Est. Monthly Rent
$4,610
Monthly Cashflow

Rent − PITIA

$-2,167
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,051

Mortgage (P+I)
$5,001
Cap Rate
1.15%
Cash-on-Cash
-24.58%
DSCR

Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$9,872

NOI (Annual)
$11,394
Price-to-Rent

Lower = better for investors

17.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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