103 Mangano
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103 Mangano

C

Encinitas, CA 92024

$849,000
NEW — 3d

Beds

2

Baths

2

Sqft

900

Year Built

1985

Days on Market

3

Property Type

Condo

HOA/mo

$495

MLS ID

260016715SD

This property is in Encinitas (92024). View neighborhood stats →

About This Property

Coastal Encinitas living at its best! This top-floor, corner-unit condo in West Hampton Cove is completely updated and just minutes from Moonlight Beach, downtown Encinitas, and the 5 freeway. The open floorplan flows seamlessly from living room to dining area to kitchen, where you'll find crisp white shaker cabinetry, quartz waterfall-edge counters, stainless appliances, and bar seating. Step out to your west-facing balcony and enjoy peek-a-boo ocean views and sunset skies. Both bedrooms are bright and generously sized, and the primary suite features its own beautifully remodeled ensuite bath with a marble-tiled walk-in shower. Additional highlights include a stackable washer and dryer in unit, abundant storage throughout, luxury vinyl plank flooring, recessed lighting, and a one-car garage plus two guest parking spaces. Ideally located near Lazy Acres Market, Lofty Coffee, SAGO, and all the shops and dining along Coast Hwy 101. With the sand, surf, and fire pits of Moonlight Beach just a short stroll away. Turnkey and move-in ready, this is a rare opportunity to own a fully renovated corner unit in one of North County's most sought-after beach towns.

Mortgage Calculator

Est. Monthly Payment

$5,885

Principal & Interest$4,293
Property Tax$849
Insurance$248
HOA$495
%($169,800)
%

Location

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Investment Score

23D
Est. Monthly Rent
$3,820
Monthly Cashflow

Rent − PITIA

$-2,065
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,651

Mortgage (P+I)
$4,293
Cap Rate
0.91%
Cash-on-Cash
-25.80%
DSCR

Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$8,562

NOI (Annual)
$7,703
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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