1021 Costa Pacifica Way

1021 Costa Pacifica Way

D

Oceanside, CA 92054

$1,299,000
NEW — 6d on market

Beds

2

Baths

2

Sqft

1,387

Year Built

2009

Days on Market

6

Property Type

Condo

HOA/mo

$755

MLS ID

NDP2601620

Description

Have you been dreaming of full time coastal living? Or maybe a beach getaway for your second home? Welcome to your very own beachfront retreat at Seacliff Condos...One of the premier resort style communities in Oceanside! This top-floor, turnkey residence offers sweeping whitewater views of the ocean, harbor, and lagoon! Designed with an open concept layout, the interior features brand new paint and carpeting (Jan. 2026), hardwood flooring, granite countertops, stainless steel appliances, and expansive picture windows that offer the most unforgettable views! The living room, kitchen, and dining areas open to your own private balcony...ideal for enjoying ocean breezes, passing sailboats, and breathtaking sunsets! The large primary suite also offers direct balcony access with more views, a generously sized walk-in closet, and an en-suite bathroom with walk-in shower, dual vanity, and a private water closet. The second bedroom has direct access to the other full bathroom....such a great feature for family or visiting guests! A stacked washer and dryer are also included and conveniently located right inside of your unit. Additional highlights include: two assigned parking spaces in a secure, gated garage, complete with overhead storage, plus a locked storage unit for bikes, surfboards, and beach gear! There is also plenty of EV charging available in the guest parking area just inside of the garage structure. Residents enjoy resort-style amenities including a sparkling pool and spa, fitness center, BBQ areas, fire pits, and a clubhouse with kitchen, pool table, and TV. Ideally located west of Coast Highway, the community borders the scenic 12-mile San Luis Rey River Trail...perfect for biking, jogging, and walking. Just steps away are Oceanside Beach and Harbor, offering kayaking, fishing, harbor activities, restaurants, and access to the Strand and pier. The nearby train station provides convenient transportation to San Diego, Orange County, and Los Angeles. Close proximity to popular attractions including LEGOLAND California, San Diego Zoo Safari Park, SeaWorld San Diego, and Disneyland Park further enhances the appeal. Top-floor location, secure access, exceptional amenities, and extraordinary coastal views combine to create a rare opportunity in one of North County’s most desirable ocean close communities!

Mortgage Calculator

Est. Monthly Payment

$9,001

Principal & Interest$6,568
Property Tax$1,299
Insurance$379
HOA$755
%($259,800)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$2,240
Monthly Cashflow

Rent − PITI − HOA

$-6,761
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,359

Mortgage (P+I)
$6,568
Cap Rate
-1.65%
Cash-on-Cash
-31.23%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.34
Break-even Rent
$9,001

NOI (Annual)
$-21,488
Price-to-Rent

Lower = better for investors

48.3

* Defaults: 20% down, 6.5% rate, 30yr.

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