1020 Archer St
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1020 Archer St

C

San Diego, CA 92109

$2,499,000
NEW — 1d

Soft Appraisal Value: $2,439,800 · 2.4% above estimate

Beds

3

Baths

2

Sqft

1,587

Year Built

1949

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260014077SD

This property is in San Diego (92109). View neighborhood stats →

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About This Property

Luxury living meets the ultimate Pacific Beach lifestyle at 1020 Archer St. Situated on a highly desirable full-size lot with alley access, this extensively remodeled coastal retreat blends timeless design with exceptional indoor-outdoor living. So many upgrades, including a new roof, new windows, new HVAC system, designer flooring, a stunning chef’s kitchen, and beautifully remodeled bathrooms. Custom cabinetry, curated finishes, skylights, and soaring ceilings create a bright and sophisticated atmosphere throughout. The heart of the home opens seamlessly to the outdoors with an incredible four bi-fold doors, transforming the living spaces into one expansive entertaining area. Enjoy your private backyard oasis featuring low-maintenance landscaping, artificial turf, multiple gathering spaces, and a cozy firepit perfect for evenings under the stars. The luxurious primary suite showcases a spa-inspired bath, while the guest bath is equally impressive with designer tile and custom vanities. A versatile two-car garage currently doubles as a home gym and opens directly to the yard for added flexibility.Take in ocean breezes and peak ocean views from the 400 sq/ft rooftop deck, an ideal setting for sunset cocktails or morning coffee. Surrounded by mature trees and just minutes from the beach, restaurants, and all that Pacific Beach has to offer, this fully reimagined residence delivers the rare combination of luxury finishes, a generous lot, and the quintessential Southern California indoor-outdoor lifestyle.

Mortgage Calculator

Est. Monthly Payment

$15,864

Principal & Interest$12,636
Property Tax$2,499
Insurance$729
%($499,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$6,993
Monthly Cashflow

Rent − PITIA

$-8,871
Full Cashflow

Incl. vacancy, PM, maint, capex

$-12,562

Mortgage (P+I)
$12,636
Cap Rate
0.04%
Cash-on-Cash
-30.16%
DSCR

Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$23,308

NOI (Annual)
$889
Price-to-Rent

Lower = better for investors

29.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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