10131 Freeport

10131 Freeport

D

Rancho Peñasquitos, CA 92129

$1,449,999

Beds

4

Baths

2.5

Sqft

2,402

Year Built

1981

Days on Market

146

Property Type

Single Family

HOA/mo

N/A

MLS ID

SW25236796

View on MLS

Description

Welcome to 10131 Freeport Court, a spacious 4-bedroom, 2.5-bath residence ideally situated on a quiet cul-de-sac in the highly desirable Rancho Peñasquitos community of San Diego. Offering over 2,400 square feet of well-designed living space, this home provides comfort, functionality, and an exceptional opportunity in a prime North County location.All bedrooms are located upstairs, creating a private and peaceful retreat separate from the main living areas. The first level features formal living and dining rooms, along with an inviting family room complete with a fireplace—perfect for everyday living and effortless entertaining.Step outside to a covered backyard patio ideal for relaxing or hosting gatherings year-round. The home is conveniently located near top-rated schools, parks, shopping, fitness centers, and offers easy access to major freeways for commuting.No HOA. Solar system is leased.Sellers are offering a $20,000 buyer incentive, which may be applied toward an interest rate buy-down or closing costs with an acceptable offer—creating a meaningful opportunity to enhance affordability.An exceptional value in a sought-after neighborhood—schedule your showing today.

Mortgage Calculator

Est. Monthly Payment

$9,205

Principal & Interest$7,332
Property Tax$1,450
Insurance$423
%($290,000)
%

Investment Score

2D
Est. Monthly Rent
$4,767
Monthly Cashflow

Rent − PITI − HOA

$-4,438
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,743

Mortgage (P+I)
$7,332
Cap Rate
0.49%
Cash-on-Cash
-18.36%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$9,205

NOI (Annual)
$7,071
Price-to-Rent

Lower = better for investors

25.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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