9922 Paseo Montalban

9922 Paseo Montalban

D

Rancho Peñasquitos, CA 92129

$629,900
NEW — 3d on market

Soft Appraisal Value: $618,900 · 1.8% above estimate

Beds

2

Baths

1.5

Sqft

945

Year Built

1973

Days on Market

3

Property Type

Condo

HOA/mo

$400

MLS ID

260007167SD

View on MLS

Description

Welcome to this beautifully fully remodeled home in the highly desirable Rancho Peñasquitos community, where modern upgrades meet everyday comfort. Step inside to discover a bright and airy open-concept living space, enhanced by abundant natural light, fresh white interior paint, and stunning wide-plank wood-look vinyl flooring throughout. Extra-tall crisp white baseboards add a refined touch to the clean, contemporary aesthetic. The thoughtfully updated kitchen features light wood cabinetry with all-new brushed silver hardware, sleek white countertops, a stylish white backsplash, and brand-new stainless steel appliances including a microwave, oven, and dishwasher. Enjoy scenic views right from your kitchen window, creating a serene backdrop for daily living and entertaining. Both bathrooms have been fully remodeled with modern finishes, offering a cohesive and elevated feel throughout the home. Step outside to your private balcony—perfect for relaxing or enjoying the peaceful surroundings. Located in a sought-after neighborhood known for its top-rated schools, nearby parks, and convenient access to shopping, dining, and major freeways, this home offers the ideal blend of comfort, style, and location.

Mortgage Calculator

Est. Monthly Payment

$4,399

Principal & Interest$3,185
Property Tax$630
Insurance$184
HOA$400
%($125,980)
%

Investment Score

2D
Est. Monthly Rent
$2,636
Monthly Cashflow

Rent − PITI − HOA

$-1,763
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,894

Mortgage (P+I)
$3,185
Cap Rate
0.55%
Cash-on-Cash
-27.57%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$6,395

NOI (Annual)
$3,491
Price-to-Rent

Lower = better for investors

19.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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