889 Date St.
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889 Date St. #440

D

San Diego, CA 92101

$454,000

Beds

1

Baths

1

Sqft

671

Year Built

2007

Days on Market

29

Property Type

Condo

HOA/mo

$636.17

MLS ID

260005693SD

This property is in San Diego (92101). View neighborhood stats →

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About This Property

Welcome to Aloft in Cortez Hill, where modern style meets effortless downtown living. This beautifully updated condo boasts clean architectural lines, warm finishes, and views toward Balboa Park and active city life. Rich herringbone wood flooring, soaring ceilings, and a bright open-concept layout. The sleek kitchen features updated soft-close cabinetry with abundant storage, quartz countertops, stainless steel appliances, and a spacious island with bar seating. The updated bathroom showcases a Restoration Hardware vanity, designer fixtures, and elegant mid-century modern lighting. Convenience continues with in-unit stacked closet laundry and one end assigned parking space. Residents of Aloft enjoy a full suite of amenities including resort-style pool and spa, fitness center, BBQ, secured gated building and on site personnel. Located in the highly desirable Cortez Hill neighborhood, this home offers a peaceful residential setting just minutes from Little Italy, Balboa Park, Downtown dining, coffee shops, and freeway access. A perfect opportunity for a primary residence, pied-à-terre, or investment in San Diego's luxury lifestyle.

Mortgage Calculator

Est. Monthly Payment

$3,518

Principal & Interest$2,296
Property Tax$454
Insurance$132
HOA$636
%($90,800)
%

Location

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Investment Score

3D
Est. Monthly Rent
$2,503
Monthly Cashflow

Rent − PITIA

$-1,015
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,969

Mortgage (P+I)
$2,296
Cap Rate
0.86%
Cash-on-Cash
-26.02%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$5,060

NOI (Annual)
$3,922
Price-to-Rent

Lower = better for investors

15.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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