879 Agate

879 Agate #3

D

San Diego, CA 92109

$1,240,000
NEW — 5d on market

Beds

2

Baths

2.5

Sqft

1,063

Year Built

1984

Days on Market

5

Property Type

Townhouse

HOA/mo

$400

MLS ID

260007544SD

Description

Welcome to this beautifully upgraded townhome on a quiet street within the highly valued La Jolla School District, walking distance to Bird Rock, PB, beaches, shopping, dining, and everyday essentials. This move-in ready home features a fully renovated, modern coastal interior with a quartz countertop kitchen, Whirlpool appliances, main-floor powder room, and in-unit washer and dryer. The open-concept layout flows seamlessly to a private 180 sq ft patio, perfect for indoor-outdoor living and entertaining. Upstairs, the primary suite offers vaulted ceilings, a walk-in closet, and a spacious en-suite bathroom. The second bedroom includes its own en-suite bath, ideal for guests, roommates, or a home office. Additional features include a private 1.5-car garage with extra storage and a dedicated parking space directly in front. Rare opportunity to own a turnkey gem in one of San Diego’s most desirable coastal communities.

Mortgage Calculator

Est. Monthly Payment

$8,272

Principal & Interest$6,270
Property Tax$1,240
Insurance$362
HOA$400
%($248,000)
%

Investment Score

0D
Est. Monthly Rent
$4,126
Monthly Cashflow

Rent − PITIA

$-4,146
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,128

Mortgage (P+I)
$6,270
Cap Rate
0.14%
Cash-on-Cash
-29.65%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$12,085

NOI (Annual)
$1,700
Price-to-Rent

Lower = better for investors

25.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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