875 G St

875 G St

D

San Diego, CA 92101

$800,000

Beds

2

Baths

2

Sqft

1,294

Year Built

2006

Days on Market

39

Property Type

Condo

HOA/mo

$807.37

MLS ID

260003914SD

Description

Welcome to elevated downtown living in this rare top-floor residence offering 2 bedrooms, 2 bathrooms, plus a dedicated space perfect for a home office. With no units above, this 1,294 sq. ft. home provides privacy, natural light, and seamless indoor-outdoor flow in the heart of the city.  The open-concept layout connects the kitchen, dining, and living areas, flowing effortlessly onto an oversized private-use patio that spans the entire length of the unit.  This is a unique and exceptional extension of the living space and ideal for entertaining, relaxing, or enjoying San Diego’s year-round weather.  Expansive windows fill the home with natural light, enhancing the bright and airy feel throughout. The oversized primary suite features a generous walk-in closet and well-appointed bath, while the secondary bedroom and full bath offer flexibility for guests or additional workspace.  Additional highlights include in-unit laundry and two side-by-side parking spaces conveniently located near the elevator. Residents enjoy access to community amenities including a fitness center and a shared outdoor patio with grill.  Ideally situated just a few short blocks from the energy of the Gaslamp Quarter and the Ballpark District, this home offers unbeatable access to dining, entertainment, and city life while still providing a private retreat above it all.

Mortgage Calculator

Est. Monthly Payment

$5,886

Principal & Interest$4,045
Property Tax$800
Insurance$233
HOA$807
%($160,000)
%

Investment Score

1D
Est. Monthly Rent
$3,655
Monthly Cashflow

Rent − PITI − HOA

$-2,231
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,738

Mortgage (P+I)
$4,045
Cap Rate
0.46%
Cash-on-Cash
-28.03%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$8,509

NOI (Annual)
$3,688
Price-to-Rent

Lower = better for investors

18.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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