425 Beech Street

425 Beech Street #327

D

San Diego, CA 92101

$499,900

Soft Appraisal Value: $423,800 · 18.0% above estimate

Beds

1

Baths

1

Sqft

641

Year Built

2004

Days on Market

11

Property Type

Condo

HOA/mo

$912.95

MLS ID

260006302SD

Description

Feast your eyes on this immaculate residence in vibrant Little Italy, one of San Diego's most spirited neighborhoods. Recently upgraded, this contemporary condo boasts luxury viny plank flooring, neutral color palette, and a private balcony to catch the breezes and city view! You will surely enjoy cooking in the pristine kitchen with sleek quartz countertops, a custom extended bar well-suited for entertaining, a Mayeser single-basin undermount sink, and a Kohler Ringby faucet. The spacious bedroom offers ample closet space, with the adjoining bathroom featuring a granite vanity with tub-shower combination. Perfect for a first-time buyer or investor looking for a sharp, well-appointed condo in popular Little Italy. Downtown San Diego's Little Italy is a vibrant culinary and cultural hotspot, beloved for its rich history and modern flairs. Classic restaurants like Mona Lisa and Civico 1845, alongside new favorites Ironside, Juniper & Ivy, and Craft & Commerce, make it a go-to for local foodies. The neighborhood is filled with cafes, bakeries, boutiques, bars, and wine shops, perfect for an evening wander. The Little Italy Association also keeps the calendar full with community events such as art walks, car shows, the yearly Little Italy Festa, and a vibrant Farmers Market on Wednesdays and Saturdays. Don’t forget the NoLi Art & Design District, a vibrant hub that includes a collection of retail outlets, designer boutiques, and art galleries, all boasting unique home items and rare discoveries to help you curate the perfect ambiance for your new residence. Acqua Vista features complimentary valet parking for residents, 24/7 security and lobby attendants, a fitness center, and an 8th floor pool and spa deck, barbecues and lounge area. Residents can also take advantage of the community’s electric vehicle charging stations. *Have a 2nd vehicle? The HOA leases additional parking spaces too!*

Mortgage Calculator

Est. Monthly Payment

$4,086

Principal & Interest$2,528
Property Tax$500
Insurance$146
HOA$913
%($99,980)
%

Investment Score

2D
Est. Monthly Rent
$2,887
Monthly Cashflow

Rent − PITI − HOA

$-1,200
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,280

Mortgage (P+I)
$2,528
Cap Rate
0.59%
Cash-on-Cash
-27.37%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$5,848

NOI (Annual)
$2,971
Price-to-Rent

Lower = better for investors

14.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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