874 Harbor View
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874 Harbor View

D

San Diego, CA 92106

$3,395,000
NEW — 2d

Soft Appraisal Value: $3,224,900 · 5.3% above estimate

Beds

3

Baths

4

Sqft

2,708

Year Built

1950

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260012828SD

This property is in San Diego (92106). View neighborhood stats →

About This Property

Perched in the highly sought-after La Playa neighborhood of Point Loma, this exceptional residence captures sweeping panoramic views of the harbor, bay, ocean, and downtown San Diego skyline from nearly every main living space. The living room, family room, dining room, kitchen, breakfast nook, and both the primary and secondary bedrooms are all oriented to take full advantage of the stunning coastal backdrop. The home is currently configured as a three-bedroom residence with a potential fourth bedroom, presently used as a second lounge downstairs. This flexible space could easily function as a fourth bedroom, offering valuable versatility for guests, work-from-home needs, or expanded living. Plans are also available upon request illustrating potential improvements, including options to connect the garage to the main house. A stately arrival begins with charming brick steps leading from the street and oversized two-car garage to a beautifully landscaped front yard and impressive double-door entry. Inside, timeless elegance unfolds with Versailles-patterned travertine flooring through the entry, hallway, and laundry room, setting a refined tone for the home’s warm and sophisticated interiors. Perfectly positioned in one of San Diego’s most desirable coastal enclaves, this La Playa residence offers an extraordinary blend of comfort, classic design, and unforgettable views. Enjoy elevated coastal living just moments from the waterfront, yacht clubs, Shelter Island, Liberty Station, and the best of Point Loma.

Mortgage Calculator

Est. Monthly Payment

$21,552

Principal & Interest$17,167
Property Tax$3,395
Insurance$990
%($679,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,764
Monthly Cashflow

Rent − PITIA

$-13,788
Full Cashflow

Incl. vacancy, PM, maint, capex

$-18,403

Mortgage (P+I)
$17,167
Cap Rate
-0.44%
Cash-on-Cash
-32.52%
DSCR

Need ≥ 1.25 for DSCR loan

0.36
Break-even Rent
$31,664

NOI (Annual)
$-14,831
Price-to-Rent

Lower = better for investors

36.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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