855 Jefferson Avenue
Btop 30%Chula Vista, CA 91911
Pass at asking: -$3,243/mo full cashflow at 20% down, 7.49% rate.
Works at $368,571 (53% under asking), or at 79% down.
Rent $3,692/mo from 10 leases of 3-bed houses within 2 mi ($3,512–$3,728).
Beds
3
Baths
2
Sqft
1,403
Year Built
1953
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2608180
This property is in Chula Vista (91911). Browse neighborhood analytics →
About This Property
Solid Bones & Huge Upside Minutes From the Chula Vista Waterfront! Fresh paint, updated plumbing, and endless potential! This functional 3-bedroom, 2-bathroom residence offers the ideal canvas to customize your dream home while building instant equity in a rapidly growing neighborhood. Standout Features & Recent Upgrades: Underground sewer lines fully replaced from cast iron to PVC—saving you thousands in future maintenance. Freshly Painted: Modern, clean exterior and interior paint job completed and ready for your finishings. Detached 2-Car Garage: Deep lot placement creates great flexibility for a workshop, extra storage, or potential ADU convertibility. Prime Location: Enjoy swift access to the upcoming Gaylord Pacific Resort & Convention Center, Harbor Park, local dining, and easy freeway transit. One of San Diego County's most exciting development zones!
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Est. Monthly Payment
$5,428
Location
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Zoned Schools
Elementary
Mueller Charter (Robert L.) · grades PK-12 · Chula Vista Elementary
Middle
Chula Vista Middle · grades 7-8 · Sweetwater Union High
High
Chula Vista Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,692
Comp Average
$3,723
1324 Park Drive
3bd / 2ba · 1,392 sqft · Single Family
$565K
Est. $3,609/mo
1109 Nolan Avenue
3bd / 2ba · 1,461 sqft · Single Family
$795K
Est. $3,746/mo
505 Timber Street
3bd / 2ba · 1,322 sqft · Single Family
$840K
Est. $3,607/mo
451 Montcalm St
3bd / 2ba · 1,416 sqft · Single Family
$899K
Est. $3,788/mo
485 Montcalm St
3bd / 2ba · 1,485 sqft · Single Family
$919K
Est. $3,864/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 3-bed houses within 2 mi · $3,512–$3,728
Blended 50/50 with the zip's market median ($3,836)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,243/mo short at 20% down; 79% down or +$4,211/mo rent closes it.
- Break-even price
- $368,571
- Break-even rent
- $7,903/mo
- Cashflow at 35% down
- −$2,416/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
53% under asking
$4,211/mo above the estimate
$623,310 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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