830 Lincoln Ave #174
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830 Lincoln Ave #174

Atop 10%

Escondido, CA 92026

$315,000
STR limited · Escondido pilot, owners only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$1,402/mo full cashflow at 20% down, 7.36% rate.

Works at $131,625 (58% under asking), or at 85% down.

Rent $2,176/mo from 17 leases of 2-bed condos & townhomes within 2 mi ($2,033–$2,467).

Beds

2

Baths

1

Sqft

787

Year Built

1979

Days on Market

84

Property Type

Condo

HOA/mo

$670

MLS ID

260020419SD

This property is in Escondido (92026). Browse neighborhood analytics →

Virtual Tour

About This Property

Go check this one out! Vacant, clean, move-in ready 2-Bedroom/1-Bathroom (w/additional vanity area). Includes 1-carport parking space (w/permit) and 1-open parking space (w/permit). Granite kitchen counter tops, new carpet, new interior paint, 2" wood blinds. Includes an enclosed laundry hook-up in covered patio area. Gated Community with Pool/Tennis Courts.

Mortgage Calculator

Est. Monthly Payment

$2,815

Principal & Interest$1,738
Property Tax$315
Insurance$92
HOA$670
%($63,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Rock Springs Elementary · grades K-5 · Escondido Union

  • Middle

    Del Dios Academy of Arts and Sciences · grades 6-8 · Escondido Union

  • High

    Escondido High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

53A
Est. Monthly Rent
$2,176

17 leases of 2-bed condos & townhomes within 2 mi · $2,033–$2,467

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$639
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,402

What would make this work?

$1,402/mo short at 20% down; 85% down or +$1,821/mo rent closes it.

Break-even price

58% under asking

$131,625
Break-even rent

$1,821/mo above the estimate

$3,997/mo
Cashflow at 35% down
−$1,076/mo
Down payment to break even

$267,750 cash

85%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$1,738
Cap Rate
1.69%
Cash-on-Cash
-26.70%
DSCR

Need ≥ 1.25 for DSCR loan

0.77

NOI (Annual)
$5,338
Price-to-Rent

Lower = better for investors

12.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,402/mo