806 4th

806 4th #6

B

Escondido, CA 92025

$449,000

Soft Appraisal Value: $443,700 · 1.2% above estimate

Beds

2

Baths

2

Sqft

1,170

Year Built

1973

Days on Market

45

Property Type

Condo

HOA/mo

$537.6

MLS ID

260010728SD

This property is in Escondido (92025). View neighborhood stats →

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About This Property

Move-In Ready Condo in Gated Montecristo Villas – Prime Poolside Location! Welcome to Montecristo Villas, where comfort, style, and location come together in this rarely available 2-bedroom, 2-bathroom condo. Ideally situated directly in front of the community pool, this home enjoys beautiful pool views from both the living room and one of the bedrooms—creating a bright, relaxing, resort-style atmosphere. Inside, you’ll find an inviting open floor plan filled with natural light, complemented by fresh interior paint and durable vinyl plank flooring throughout. The updated kitchen offers ample counter space, seamlessly flowing into the dining and living areas—perfect for entertaining. The cozy living room features a charming fireplace and direct access to a private balcony. Both bedrooms are generously sized, providing comfortable retreats. The property also includes one parking spot in a shared 2-car garage. With its premium poolside setting, scenic views, and limited availability in this sought-after complex, this move-in-ready home is a rare opportunity you won’t want to miss!

Mortgage Calculator

Est. Monthly Payment

$3,388

Principal & Interest$2,270
Property Tax$449
Insurance$131
HOA$538
%($89,800)
%

Location

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Investment Score

41C
Est. Monthly Rent
$2,417
Monthly Cashflow

Rent − PITIA

$-971
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,901

Mortgage (P+I)
$2,270
Cap Rate
0.99%
Cash-on-Cash
-25.40%
DSCR

Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$4,886

NOI (Annual)
$4,432
Price-to-Rent

Lower = better for investors

15.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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