806 4th Ave

806 4th Ave

D

Escondido, CA 92025

$415,000
NEW — 5d on market

Soft Appraisal Value: $483,200 · 14.1% below estimate

Beds

1

Baths

1

Sqft

910

Year Built

1973

Days on Market

5

Property Type

Condo

HOA/mo

$498

MLS ID

260005996SD

Description

This inviting home is located in the gated community of Montecristo Villas South, an intimate community of just 19 residences! Enjoy sweeping views of Palomar Mountain and the Escondido Valley from almost every room. A spacious bedroom offers access to a private balcony, creating a peaceful place to take in the surrounding scenery. The property also includes a detached 1-car tandem garage, and the living area is highlighted by a cozy fireplace that adds warmth and charm. Community amenities include a sparkling pool, a welcoming common area with a recreation room complete with a pool table, basic kitchen, and bathroom with shower, plus a convenient on-site laundry room just steps from the unit!

Mortgage Calculator

Est. Monthly Payment

$3,133

Principal & Interest$2,098
Property Tax$415
Insurance$121
HOA$498
%($83,000)
%

Investment Score

10D
Est. Monthly Rent
$2,263
Monthly Cashflow

Rent − PITI − HOA

$-869
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,736

Mortgage (P+I)
$2,098
Cap Rate
1.05%
Cash-on-Cash
-12.57%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$3,132

NOI (Annual)
$4,352
Price-to-Rent

Lower = better for investors

15.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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