801 North Pacific St

801 North Pacific St

D

Oceanside, CA 92054

$3,850,000

Beds

Baths

Sqft

1,480

Year Built

2016

Days on Market

62

Property Type

Multi-Family

HOA/mo

N/A

MLS ID

NDP2600985

Description

5-Star Ocean View Short-Term Rental | Turnkey Investment Top-performing short-term rental with ocean views and direct beach access. This fully furnished three-unit property is one of Oceanside’s most popular vacation rentals, with approximately 98% occupancy and consistent 5-star reviews. Located at the end of Neptune Street, the property offers panoramic views of the ocean, Oceanside Pier, and harbor. It sits next to a landmark staircase that leads directly to the sand, providing immediate beach access. The property includes a fully renovated two-story duplex and a detached cottage. Each upper unit in the duplex features one bedroom, one and a half baths, a full kitchen, in-unit washer and dryer, and bright interiors that open to large ocean-view decks. The detached cottage offers a private one-bedroom layout with a full kitchen, bathroom, and its own patio. All units include air conditioning and tankless water heaters. Three detached garages with storage rooms, plus additional driveway parking, provide ample parking. A shared outdoor area with a fire pit creates space for guests to gather and offers potential for a large spa or spool. Turnkey and fully furnished, this coastal compound offers the rare opportunity to enjoy oceanfront living while generating strong short-term rental income.

Mortgage Calculator

Est. Monthly Payment

$24,441

Principal & Interest$19,468
Property Tax$3,850
Insurance$1,123
%($770,000)
%

Investment Score

0D
Est. Monthly Rent
$5,025
Monthly Cashflow

Rent − PITIA

$-19,416
Full Cashflow

Incl. vacancy, PM, maint, capex

$-23,780

Mortgage (P+I)
$19,468
Cap Rate
-1.34%
Cash-on-Cash
-37.06%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.21
Break-even Rent
$35,908

NOI (Annual)
$-51,745
Price-to-Rent

Lower = better for investors

63.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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