7964 Prospect Place

7964 Prospect Place

D

La Jolla, CA 92037

$3,898,000
NEW — 3d on market

Beds

4

Baths

3.5

Sqft

2,528

Year Built

2004

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007201SD

Description

It’s rare to find a home in “The Village of La Jolla” that perfectly blends luxury and charm like “Villa de Fiore.” From the moment the front door opens, the timeless elegance of this Tuscan-inspired residence is immediately apparent. Features include a rooftop deck with stunning ocean views, a gourmet chef’s kitchen, a 300-bottle wine cellar, and spa-like bathrooms all finished with top-of-the-line touches such as warm hardwood floors. A serene outdoor patio retreat featuring a warm fireplace for cozy evenings. Every detail of this home is thoughtfully designed for comfort, style, and unforgettable living. Converted garage featuring a spacious entertainment room, fourth bedroom and full bathroom ideal for guests, office, entertainment room etc.

Mortgage Calculator

Est. Monthly Payment

$24,745

Principal & Interest$19,710
Property Tax$3,898
Insurance$1,137
%($779,600)
%

Investment Score

0D
Est. Monthly Rent
$7,884
Monthly Cashflow

Rent − PITI − HOA

$-16,861
Full Cashflow

Incl. vacancy, PM, maint, capex

$-21,923

Mortgage (P+I)
$19,710
Cap Rate
-0.68%
Cash-on-Cash
-33.75%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.32
Break-even Rent
$36,356

NOI (Annual)
$-26,552
Price-to-Rent

Lower = better for investors

41.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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