7946 Calle Posada

7946 Calle Posada

C

Carlsbad, CA 92009

$1,599,000

Soft Appraisal Value: $1,562,400 · 2.3% above estimate

Beds

3

Baths

2

Sqft

1,804

Year Built

1985

Days on Market

50

Property Type

Single Family

HOA/mo

$180

MLS ID

NDP2604024

This property is in Carlsbad (92009). View neighborhood stats →

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About This Property

Community pool, low HOA, walk to elementary and High School. Highly upgraded components in this Colinas de Oro Carlsbad 2-story single-family home; offers an open and classic layout with 3 bedrooms and 2.5 bathrooms upstairs + complemented by a versatile 200 sq ft ground-floor bonus room addition (fully permitted and built in 2021), ideal for a home office, media room, guest room or playroom. Or, a simple closet addition and it's now a 4-bed house with ground-floor bedroom! The Significant improvements since 2019 ensure peace of mind and efficiency, including a new roof, new HVAC system, and a new water heater, plus overhead recessed LED lighting has been installed throughout the house. The exterior paint was recently done as well as the installation of new energy efficient, dual-pane windows and doors. The home is equipped with a solar power system (fully owned & installed in 2019) and a solar power storage wall and additional panels (installed 2024) providing for very low-to-no energy costs.   The three main bedrooms are located upstairs with a remodeled hallway full-bath and the primary bed and bathroom were fully remodeled in 2023. An expanded deck extends from the primary, offering valley views and direct access to the backyard via a spiral staircase. The backyard includes a private above-ground spa and the front yard re-landscape performed a few years ago was designed with drought-tolerant plants and softscape. The living room is centered around a wood-burning fireplace and the kitchen features matching Bosch appliances, updated since 2019.   New interior paint was performed in 2024 along with new flooring for a clean fresh base if you wish to add your own color palette. The attached 2-car garage provides ample storage with custom built-in cabinets and includes the laundry hookups. With all the expensive infrastructure updates performed it makes a perfect worry-free platform to perform finishing touches: some personal paint choices, or for a little more, perhaps you expand the kitchen/downstairs living area, and its a home for decades! Convenient, well, actually "coveted" walking distance location, 2 blocks to Mission Estancia Elementary School and 4-blocks to La Costa Canyon High School, it is also bike-ride close to Digueno Middle School. Residents have an HOA community pool and spa just down the street.

Mortgage Calculator

Est. Monthly Payment

$10,331

Principal & Interest$8,085
Property Tax$1,599
Insurance$466
HOA$180
%($319,800)
%

Location

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Investment Score

3D
Est. Monthly Rent
$5,248
Monthly Cashflow

Rent − PITIA

$-5,082
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,622

Mortgage (P+I)
$8,085
Cap Rate
0.35%
Cash-on-Cash
-28.60%
DSCR

Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$15,147

NOI (Annual)
$5,562
Price-to-Rent

Lower = better for investors

25.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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