
7915 Vista Palma
Ctop 80%Carlsbad, CA 92009
Pass at asking: -$10,345/mo full cashflow at 20% down, 7.43% rate.
Works at $748,152 (64% under asking), or at 92% down.
Rent $7,683/mo from 8 leases of 4–6 bed houses within 1 mi ($6,922–$8,027).
Beds
5
Baths
4
Sqft
2,797
Year Built
2001
Days on Market
1
Property Type
Single Family
HOA/mo
$170
MLS ID
260026701SD
This property is in Carlsbad (92009). View neighborhood stats →
About This Property
Nestled on a quiet cul-de-sac in the highly desirable La Costa Valley, this beautifully maintained 5-bedroom, 4-bathroom residence perfectly blends spacious luxury with an active Southern California lifestyle. Inside, lofty ceilings and abundant natural light showcase an open living area complete with a cozy fireplace and custom built-ins. The chef's kitchen boasts a wealth of cabinetry, expansive counter space, and premium stainless steel gas appliances, all overlooking a lush, private backyard tailored for effortless entertaining. Flexibility highlights the main level, which features a den and a lower-level bedroom and bath ideal for a home office or guest suite. Upstairs, the massive primary retreat serves as a peaceful sanctuary with its elegant tray ceiling, dual sinks, vanity, soaking tub, separate shower, and walk-in closet, alongside three additional spacious bedrooms and two baths. Complete with the incredible financial perk of paid solar, this home sits just steps from the resort-style amenities of the Valley Club--including a pool, spa, tennis and pickleball courts, a fitness center, and walking trails--and places you minutes from top-rated schools, shopping, dining, golf, and the beach. Welcome Home!
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Est. Monthly Payment
$14,515
Location
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Comparable Properties
5 comps foundThis Property
$7,683
Comp Average
$6,842
2351 Terraza Ribera
5bd / 3ba · 2,507 sqft · Single Family
$1.45M
Est. $6,297/mo
8040 Corte Sasafras
4bd / 3ba · 2,716 sqft · Single Family
$2.00M
Est. $7,280/mo
3537 Corte Lupe
4bd / 3ba · 2,569 sqft · Single Family
$1.69M
Est. $6,166/mo
6318 Huntington Drive
4bd / 3.5ba · 3,092 sqft · Single Family
$2.29M
Est. $7,800/mo
2446 Mica Rd.
4bd / 4ba · 3,104 sqft · Single Family
$2.20M
Est. $6,666/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 4–6 bed houses within 1 mi · $6,922–$8,027
Blended 50/50 with the zip's market median ($7,928)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$10,345/mo short at 20% down; 92% down or +$13,434/mo rent closes it.
- Break-even price
- $748,152
- Break-even rent
- $21,117/mo
- Cashflow at 35% down
- −$8,162/mo
- Down payment to break even
- 92%
- Rate to break even
- Not reachable
64% under asking
$13,434/mo above the estimate
$1,927,400 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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