7825 Prospect Pl
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7825 Prospect Pl

D

La Jolla, CA 92037

$6,298,000

Soft Appraisal Value: $6,157,800 · 2.3% above estimate

Beds

4

Baths

5

Sqft

4,219

Year Built

1993

Days on Market

72

Property Type

Single Family

HOA/mo

$2,502

MLS ID

260002692SD

This property is in La Jolla (92037). View neighborhood stats →

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About This Property

The perfect trifecta of walkable central Village location, breathtaking North Shore and coastal open sea views, and exquisite modern architecture for easy living at the sea. Set just above the waterfront on the shores of picturesque La Jolla Cove and Coast Walk, this immaculate residence offers sparkling nightlight coastline views spanning northward to Orange County's Dana Point. Designed to maximize enjoyment of its seaside environment, vast windows, doors and clerestory windows bring sunlight and the blue sea into almost every room of this prestigious home and open to view terraces with expansive spaces for lounging in the sunshine, lap pool swimming, barbecue cooking and dining. Leave your cars in the garage, for La Jolla's finest shops, restaurants and beach parks are just steps away with La Jolla's "Shores Village" within a mile. Interiors are immaculate and appointed with calming neutral tones with beautiful natural stone and woodwork. The large primary suite includes a gorgeous bathroom and seaside deck. Must see to fully appreciate this rare find.

Mortgage Calculator

Est. Monthly Payment

$42,483

Principal & Interest$31,846
Property Tax$6,298
Insurance$1,837
HOA$2,502
%($1,259,600)
%

Location

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Investment Score

0D
Est. Monthly Rent
$9,713
Monthly Cashflow

Rent − PITIA

$-32,770
Full Cashflow

Incl. vacancy, PM, maint, capex

$-40,252

Mortgage (P+I)
$31,846
Cap Rate
-1.60%
Cash-on-Cash
-38.35%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.23
Break-even Rent
$61,989

NOI (Annual)
$-100,876
Price-to-Rent

Lower = better for investors

54.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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