7780 Embry Point

7780 Embry Point

C

San Diego, CA 92126

$1,099,000

Beds

4

Baths

2

Sqft

1,347

Year Built

1984

Days on Market

Property Type

Single Family

HOA/mo

N/A

MLS ID

260017375SD

This property is in San Diego (92126). View neighborhood stats →

About This Property

Rare corner-lot opportunity on a quiet cul-de-sac in one of Mira Mesa's most sought-after areas. Brand new roof backed by a transferable 15-year labor / 50-year material warranty. The kitchen has been beautifully updated with all-new cabinets, quartz countertops, and recessed lighting. Dual-pane windows and a new sliding door, fresh paint and flooring. No popcorn ceilings! Cozy fireplace in the living room and an inside laundry room for everyday convenience. Water heater replaced in 2022. The fully fenced, oversized backyard offers serious ADU potential. Unbeatable location near top-rated Mira Mesa schools, parks, shopping, and restaurants. No HOA or Mello-Roos.

Mortgage Calculator

Est. Monthly Payment

$6,977

Principal & Interest$5,557
Property Tax$1,099
Insurance$321
%($219,800)
%

Investment Score

8D
Est. Monthly Rent
$3,847
Monthly Cashflow

Rent − PITIA

$-3,130
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,931

Mortgage (P+I)
$5,557
Cap Rate
0.68%
Cash-on-Cash
-26.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$10,251

NOI (Annual)
$7,516
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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