760 Bonita Drive

760 Bonita Drive

D

Encinitas, CA 92024

$5,175,000

Soft Appraisal Value: $5,037,700 · 2.7% above estimate

Beds

5

Baths

6

Sqft

5,166

Year Built

2026

Days on Market

163

Property Type

Single Family

HOA/mo

$321

MLS ID

NDP2510284

View on MLS

Description

Lot 9, Stonesteps, offers a bold interpretation of modern farmhouse style, featuring five ensuite bedrooms, two powder rooms, a loft, office, and California room for year-round indoor-outdoor living. The home’s interiors are layered with warm wood tones, sleek metal finishes, and high-contrast surfaces, bringing depth and personality to every space. Located in an exclusive nine-home coastal enclave, this residence also includes premium appliances and custom designer touches throughout.

Mortgage Calculator

Est. Monthly Payment

$33,173

Principal & Interest$26,168
Property Tax$5,175
Insurance$1,509
HOA$321
%($1,035,000)
%

Investment Score

0D
Est. Monthly Rent
$11,531
Monthly Cashflow

Rent − PITIA

$-21,642
Full Cashflow

Incl. vacancy, PM, maint, capex

$-28,606

Mortgage (P+I)
$26,168
Cap Rate
-0.57%
Cash-on-Cash
-33.17%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.35
Break-even Rent
$48,682

NOI (Annual)
$-29,264
Price-to-Rent

Lower = better for investors

37.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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