7545 Dancy
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7545 Dancy

C

San Diego, CA 92126

$1,425,000

Beds

4

Baths

3

Sqft

1,998

Year Built

1986

Days on Market

11

Property Type

Single Family

HOA/mo

N/A

MLS ID

260014754SD

This property is in San Diego (92126). View neighborhood stats →

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About This Property

Rarely does a home come to market that checks every box… and then some.This impeccably upgraded West Mira Mesa residence offers four bedrooms, three bathrooms, and nearly 2,000 square feet of beautifully remodeled living space designed for those who refuse to compromise. From the soaring vaulted ceilings and dual gas fireplaces to the designer blinds, quartz countertops, and custom built-in wood bookcases in the office, every detail has been curated with intention. The backyard is nothing short of extraordinary. A resort-style retreat completed in 2025, it features a brand-new saltwater spa, a natural gas fire pit, and an elegant covered patio. Thoughtfully designed lighting transforms the space after dark, making those San Diego evenings simply unforgettable. Additional highlights include an updated roof, new HVAC system, updated electrical panel, epoxy-finished garage with custom built-in cabinetry, and a newly fenced yard. This home has been meticulously maintained and thoughtfully enhanced at every turn, truly turnkey in every sense of the word. The location is equally compelling. Target, Trader Joe's, Sprouts, Home Depot, and premier dining are all within minutes. UTC Mall is 12 min away. The iconic Torrey Pines Beach is a quick 18 min drive. Top-rated school district, Jonas Salk Elementary just a half a mile away, rated 9/10 by GreatSchools, with a neighborhood park right alongside it. Opportunities like this are extraordinarily rare in this market, where the upgrades, the schools, the lifestyle, and the location all align so perfectly.

Mortgage Calculator

Est. Monthly Payment

$9,046

Principal & Interest$7,206
Property Tax$1,425
Insurance$416
%($285,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,848
Monthly Cashflow

Rent − PITIA

$-4,199
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,501

Mortgage (P+I)
$7,206
Cap Rate
0.59%
Cash-on-Cash
-27.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$13,291

NOI (Annual)
$8,454
Price-to-Rent

Lower = better for investors

24.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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