733 Cathy Ln Cardiff By The Sea

733 Cathy Ln Cardiff By The Sea

D

Cardiff-by-the-Sea, CA 92007

$1,895,000
NEW — 3d on market

Beds

3

Baths

2

Sqft

1,423

Year Built

1959

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2602305

Description

Welcome to 733 Cathy Ln, a beautifully reimagined single-story home in the heart of Cardiff-by-the-Sea. This fully remodeled 3-bedroom, 2-bath home strikes a perfect balance of coastal charm and modern comfort. A natural wood picket fence frames the fully enclosed front yard, while black-framed windows and fresh landscaping set the tone from the curb. Step inside to a cozy foyer with alcove shelving, where warm white oak-toned plank flooring and an open-concept layout set the tone. The living area features a fireplace with a wood mantel and flows naturally into the dining space and kitchen. Your modern galley kitchen features white oak cabinets paired with quartz countertops, floating wood shelves, and gold accents. A 5-burner gas range, counter-depth refrigerator, and wine cooler round out the kitchen. Seamlessly connected to your kitchen, a dedicated laundry room with a service sink and side yard access adds everyday convenience. Your primary suite features a walk-in closet and spa-inspired ensuite with a reeded dual sink vanity, frameless glass shower, and warm sand tile. The second bath offers its own character with matte checkerboard tile, a shiplap accent wall, floating vanity, and bronze accents. The interior flows seamlessly to a landscaped backyard and patio with outdoor fireplace, perfect for relaxed evenings or hosting friends. A new roof, new HVAC, updated electrical panel, and new windows round out this thoughtfully updated home. All of this in one of San Diego's most beloved coastal communities, minutes from the sand, top-rated schools, Encinitas Community Park, Seaside Market, and Cardiff Town Center. Schedule your showing today!

Mortgage Calculator

Est. Monthly Payment

$12,030

Principal & Interest$9,582
Property Tax$1,895
Insurance$553
%($379,000)
%

Investment Score

2D
Est. Monthly Rent
$6,766
Monthly Cashflow

Rent − PITI − HOA

$-5,264
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,399

Mortgage (P+I)
$9,582
Cap Rate
0.75%
Cash-on-Cash
-26.59%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$17,674

NOI (Annual)
$14,192
Price-to-Rent

Lower = better for investors

23.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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