727 Ostend Ct

727 Ostend Ct

D

San Diego, CA 92109

$1,995,000

Soft Appraisal Value: $1,963,600 · 1.6% above estimate

Beds

3

Baths

2.5

Sqft

1,308

Year Built

2004

Days on Market

17

Property Type

Townhouse

HOA/mo

N/A

MLS ID

260005784SD

Description

Experience coastal living at its best in this stunning 3-bedroom, 3-bathroom townhome located steps from the ocean. Nestled in the sought-after Mission Beach Locale between Belmont Park and Pacific Beach Pier, this residence offers the luxury of a private elevator and ocean views from the balcony. Recent updates include elegant granite countertops and white shaker cabinets, enhancing the visual appeal. A unique feature of this home is a separate door was added between the upper and lower levels, allowing the lower level to function independently. This layout creates excellent flexibility for rental income or guest accommodations if so desired, as the lower level can be rented while occupying the main upper living space. Additional highlights include a tandem 2-car garage which ensures ample storage, while being in proximity to the bay and Pacific Ocean, perfect for leisurely bike rides and relaxation. Enjoy dining, parks, and shopping nearby, all without HOA fees. Embrace beachside living today!

Mortgage Calculator

Est. Monthly Payment

$12,665

Principal & Interest$10,088
Property Tax$1,995
Insurance$582
%($399,000)
%

Investment Score

1D
Est. Monthly Rent
$5,950
Monthly Cashflow

Rent − PITI − HOA

$-6,715
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,746

Mortgage (P+I)
$10,088
Cap Rate
0.21%
Cash-on-Cash
-29.31%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$18,607

NOI (Annual)
$4,104
Price-to-Rent

Lower = better for investors

27.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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