7237 Plaza De La Costa
Ctop 80%Carlsbad, CA 92009Neighborhood: Rancho La Costa
10 licensed short-term rentals within ½ mile (10 whole home), from the cities' license and permit lists of Nov 9, 2026.
Pass at asking: -$4,980/mo full cashflow at 20% down, 7.43% rate.
Works at $401,568 (62% under asking), or at 89% down.
Rent $4,817/mo from 8 leases of 2–4 bed condos & townhomes within 0.5 mi ($4,043–$4,165).
Beds
3
Baths
2.5
Sqft
1,908
Year Built
1971
Days on Market
47
Property Type
Condo
HOA/mo
$625
MLS ID
NDP2608925
This property is in Carlsbad (92009). View neighborhood stats →
About This Property
Welcome to this beautifully upgraded 3-bedroom, 2.5-bathroom condo located in the highly sought-after La Costa Village community. Offering a bright and spacious floor plan, this home features an upgraded kitchen with stainless steel appliances, upgraded bathrooms, luxury vinyl plank flooring throughout the main living areas, and plush carpet in the bedrooms. Neutral paint, skylights, and an abundance of natural light create a warm and inviting atmosphere throughout. Situated in a quiet and peaceful location within the community, the home offers a wonderful sense of privacy and tranquility. The living room features a cozy fireplace and opens to a large private patio, perfect for relaxing or entertaining. The two primary downstairs bedrooms provide access to a second spacious patio, offering exceptional indoor-outdoor living and plenty of private outdoor space. A large two-car garage provides ample storage and convenience. Enjoy resort-style community amenities including a sparkling pool, spa, and BBQ area, all within a gated community. Ideally located close to shopping, dining, beaches, golf, and everything La Costa and coastal North County San Diego have to offer. This is an excellent opportunity to own a beautifully maintained home in a desirable community and prime location.
Mortgage Calculator
Est. Monthly Payment
$7,814
Location
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Zoned Schools
Elementary
La Costa Meadows Elementary · grades K-5 · San Marcos Unified
Middle
San Elijo Middle · grades 6-8 · San Marcos Unified
High
San Marcos High · grades 9-12 · San Marcos Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,817
Comp Average
$4,532
2520 Navarra Dr
3bd / 3ba · 1,680 sqft · Condo
$958K
Est. $4,505/mo
3164 Vista Grande
4bd / 2.5ba · 2,019 sqft · Condo
$1.07M
Est. $4,760/mo
3140 Arroyo
3bd / 2ba · 1,566 sqft · Condo
$965K
Est. $4,187/mo
2809 Cebu Pl
3bd / 2.5ba · 2,141 sqft · Condo
$1.40M
Est. $4,780/mo
2842 Luciernaga Street
3bd / 3ba · 1,824 sqft · Townhouse
$1.10M
Est. $4,426/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Carlsbad's Coastal Zone, where short-term rentals are not allowed. See the rules
Investment Score
8 leases of 2–4 bed condos & townhomes within 0.5 mi · $4,043–$4,165
Blended 50/50 with a property-level estimate
A property-level estimate runs more than 25% above what comparable homes leased for ($4,085). Treat this rent with extra care.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,980/mo short at 20% down; 89% down or +$6,468/mo rent closes it.
- Break-even price
- $401,568
- Break-even rent
- $11,285/mo
- Cashflow at 35% down
- −$3,886/mo
- Down payment to break even
- 89%
- Rate to break even
- Not reachable
62% under asking
$6,468/mo above the estimate
$934,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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