6911 Neptune Pl

6911 Neptune Pl

D

La Jolla, CA 92037

$8,195,000

Beds

4

Baths

3.5

Sqft

2,867

Year Built

2010

Days on Market

30

Property Type

Single Family

HOA/mo

N/A

MLS ID

260002359SD

Description

Impeccably maintained and thoughtfully updated, this well appointed coastal residence is located directly across from the sand at iconic Wind'N Sea Beach, one of La Jolla’s most sought after stretches of coastline. The home features soaring high ceilings on both the main living level and the upper level, creating a light filled and open atmosphere throughout. Recent improvements include newly installed exterior doors, new balconies, and beautifully updated interior courtyard tile The floor plan offers seamless indoor outdoor flow with multiple outdoor spaces, ideal for both everyday living and entertaining just steps from the beach. Situated in one of the most sought after neighborhoods, this property presents a rare opportunity to own a turnkey home in a premier beachfront setting.

Mortgage Calculator

Est. Monthly Payment

$52,024

Principal & Interest$41,438
Property Tax$8,195
Insurance$2,390
%($1,639,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$7,884
Monthly Cashflow

Rent − PITI − HOA

$-44,139
Full Cashflow

Incl. vacancy, PM, maint, capex

$-52,782

Mortgage (P+I)
$41,438
Cap Rate
-1.66%
Cash-on-Cash
-32.32%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.19
Break-even Rent
$52,023

NOI (Annual)
$-136,122
Price-to-Rent

Lower = better for investors

86.6

* Defaults: 20% down, 6.5% rate, 30yr.

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