6871 Seaspray Ln

6871 Seaspray Ln

D

Carlsbad, CA 92011

$1,175,000

Soft Appraisal Value: $1,160,800 · 1.2% above estimate

Beds

2

Baths

2

Sqft

1,089

Year Built

1988

Days on Market

55

Property Type

Single Family

HOA/mo

$190

MLS ID

NDP2600906

Description

Welcome to a beautifully maintained residence nestled in the sought-after Harbor Pointe community of coastal Carlsbad. This inviting single-level home offers two generously sized bedrooms and two spacious bathrooms, providing comfortable and effortless living all on one floor. Step inside to a bright, well-designed layout featuring new appliances and a seamless flow between the living, dining, and kitchen areas. The home also includes a two-car garage, offering convenience and additional storage. Outdoors, enjoy a private, low-maintenance backyard, perfect for relaxing, entertaining, or enjoying the coastal Carlsbad lifestyle with minimal upkeep. Located within a quiet, gated neighborhood with low HOA dues, this home is just minutes from Carlsbad’s beaches, shopping, dining, and everyday amenities.

Mortgage Calculator

Est. Monthly Payment

$7,649

Principal & Interest$5,941
Property Tax$1,175
Insurance$343
HOA$190
%($235,000)
%

Investment Score

1D
Est. Monthly Rent
$3,825
Monthly Cashflow

Rent − PITI − HOA

$-3,824
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,683

Mortgage (P+I)
$5,941
Cap Rate
0.26%
Cash-on-Cash
-29.02%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$11,206

NOI (Annual)
$3,097
Price-to-Rent

Lower = better for investors

25.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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