6809 Carthage

6809 Carthage

D

San Diego, CA 92120

$849,900
NEW — 2d on market

Beds

3

Baths

2

Sqft

1,228

Year Built

1956

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007896SD

View on MLS

Description

Welcome to effortless San Diego living. This beautifully maintained single story home offers home buyers a rare opportunity. Major upgrades have been completed, you can move in, add your personal touch, and watch your investment shine. Recent upgrades include a new roof and HVAC system (2021) and fully updated plumbing (2019), with a hydro jet service completed just this past summer. Step into the backyard and discover canyon views, direct trail access, and two mature orange trees and a thriving coffee tree. Nestled in a sought-after, walkable neighborhood moments away from parks, Allied Gardens Rec Center, and the library. Zoned for Lewis Middle and Patrick Henry High, with seamless freeway access placing downtown San Diego just 15 minutes away. A little vision. A lot of potential. Your best move.

Mortgage Calculator

Est. Monthly Payment

$5,395

Principal & Interest$4,298
Property Tax$850
Insurance$248
%($169,980)
%

Investment Score

11D
Est. Monthly Rent
$5,125
Monthly Cashflow

Rent − PITIA

$-270
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,157

Mortgage (P+I)
$4,298
Cap Rate
3.02%
Cash-on-Cash
-15.23%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.95
Break-even Rent
$7,927

NOI (Annual)
$25,681
Price-to-Rent

Lower = better for investors

13.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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