6644 Reservoir Lane
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6644 Reservoir Lane

B

San Diego, CA 92115

$660,000
NEW — 2d

Beds

3

Baths

2

Sqft

1,740

Year Built

1979

Days on Market

2

Property Type

Condo

HOA/mo

$840

MLS ID

NDP2606595

This property is in San Diego (92115). View neighborhood stats →

Virtual Tour

About This Property

Welcome to 6644 Reservoir Lane, San Diego, CA. 92115 where opportunity, lifestyle, and location come together—a beautifully positioned townhome tucked away on a private, quiet cul-de-sac in one of San Diego's most convenient neighborhoods. This spacious 3-bedroom, 2-bath home offers the perfect blend of comfort, functionality, and flexibility, making it an excellent fit for first-time buyers, growing families, professionals, parents of San Diego State students, or anyone seeking to invest. Inside, you'll find a thoughtfully designed split-level floor plan featuring a cozy fireplace, in-unit laundry, and an attached 2-car garage and driveway. Visitor parking passes are available to the owner. The spacious layout creates inviting living areas with plenty of room to relax, work from home, or entertain family and friends. Step outside without leaving home--living spaces, include a private balcony off the living room and a welcoming front deck—perfect for your morning coffee, evening gatherings, or simply enjoying San Diego's year-round sunshine. Residents also enjoy access to community amenities, including a pool and tennis courts. Location is everything, and this home delivers. Enjoy the peace and privacy of a tucked-away cul-de-sac while being just 5 minutes from San Diego State University and Trader Joe's, 3 minutes from Ralphs, and less than 5 minutes from Interstate 8, with quick access to major freeways that make commuting throughout San Diego easy. Shopping, restaurants, parks, the College Area, and the SDSU Trolley Station are all just minutes away. As an added bonus, the seller is offering $10,000 dollars towards the first year HOA dues, closing costs, permanent interest rate buy down or towards the buyers mortgage insurance premium —providing significant savings and added peace of mind for the next owner. Whether you're searching for your primary residence, a home close to SDSU, or a property that offers flexibility for years to come, 6644 Reservoir Lane delivers an exceptional combination of comfort, convenience, privacy, and value. Why settle for ordinary when your next chapter could begin here?

Mortgage Calculator

Est. Monthly Payment

$5,030

Principal & Interest$3,337
Property Tax$660
Insurance$192
HOA$840
%($132,000)
%

Location

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Investment Score

32C
Est. Monthly Rent
$3,630
Monthly Cashflow

Rent − PITIA

$-1,399
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,784

Mortgage (P+I)
$3,337
Cap Rate
1.01%
Cash-on-Cash
-25.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$7,246

NOI (Annual)
$6,637
Price-to-Rent

Lower = better for investors

15.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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