6540 Persa St
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6540 Persa St

D

Carlsbad, CA 92009

$1,999,000

Soft Appraisal Value: $1,951,100 · 2.5% above estimate

Beds

5

Baths

3.5

Sqft

3,114

Year Built

1979

Days on Market

50

Property Type

Single Family

HOA/mo

N/A

MLS ID

260008740SD

This property is in Carlsbad (92009). View neighborhood stats →

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About This Property

One-of-a-kind modern retreat in the heart of Olde La Costa, offering a rare opportunity to own a custom, non-tract home with no HOA, a detached ADU, and resort-style grounds on an expansive .26-acre private lot. Set within one of North County’s most sought-after coastal communities—known for its eclectic architecture, larger lots, and character homes—this architecturally distinct residence blends design, flexibility, and lifestyle in a way that is increasingly hard to find. Thoughtfully curated upgrades create a clean, contemporary aesthetic, featuring a statement concrete fireplace, bamboo cabinetry, frosted glass accents, and granite flooring throughout the main living areas. The home’s design is centered aroundDesigned to embrace the coveted Southern California indoor-outdoor lifestyle, the home is anchored by seamless flow to a private backyard retreat. The resort-inspired grounds offer an expansive elevated patio ideal for entertaining, relaxing, and enjoying the year-round coastal climate. Upstairs, the home features four bedrooms, including a spacious primary retreat with westerly-facing peek-a-boo ocean views. The layout also includes a dedicated downstairs office and multiple living areas—ideal for today’s flexible lifestyle needs, including work-from-home living and multigenerational use. A standout feature is the approximately 500 sq ft detached ADU, complete with kitchenette, full bath, living area, and private bedroom—perfect for guests, rental income potential, or extended family living. Located just minutes from world-class beaches, golf, shopping, dining, and top-rated schools, this property captures the essence of coastal Carlsbad living while offering the space, privacy, and individuality today’s buyers are actively seeking.

Mortgage Calculator

Est. Monthly Payment

$12,690

Principal & Interest$10,108
Property Tax$1,999
Insurance$583
%($399,800)
%

Location

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Investment Score

7D
Est. Monthly Rent
$7,040
Monthly Cashflow

Rent − PITIA

$-5,650
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,935

Mortgage (P+I)
$10,108
Cap Rate
0.70%
Cash-on-Cash
-26.82%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$18,644

NOI (Annual)
$14,076
Price-to-Rent

Lower = better for investors

23.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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