645 Front Street

645 Front Street

D

San Diego, CA 92101

$1,295,000
NEW — 0d on market

Beds

2

Baths

2.5

Sqft

1,291

Year Built

2003

Days on Market

0

Property Type

Condo

HOA/mo

$1,121

MLS ID

260007390SD

View on MLS

Description

This rare southwest corner luxury home at Renaissance offers spanning views of San Diego Bay, Point Loma, and the ocean from the moment you walk in. The floor plan includes two separate bedroom suites, each with its own full bath, plus a powder room for guests. The residence has an additional room that could be set up as a home office or a additional guest sleeping area. Designed for everyday functionality, the open living and dining space connects directly to sliding sectional windows on the west and north end of the condo that brings the outdoors in, perfect for enjoying San Diego's amazing weather. Remodeled kitchen includes a waterfall styled kitchen island, designer backsplash and new stainless steel refrigerator. Spacious primary bedroom, includes large walk-in closet and ensuite bathroom. 2nd bedroom has custom built-ins includes hanging closets, dresser, several cabinets for storage and a Flat Screen TV area. MUST SEE CONDO! WEST FACING WITH SPANNING VIEWS, this Renaissance condo offers the luxury lifestyle with a fully concierge building with all the amenities, including pool, spa, fitness facility, recently remodeled community room with full kitchen, conference meeting room and new designed street front entrance and walking distance to everything, including San Diego Bay, Gas Lamp Quarter, Rady Shell Concert Venue and fine dining restaurants in the Historic Police Headquarters. This residence includes remodeled kitchen with waterfall style kitchen island with stone top, stainless steel appliances, Sectional Windows on the West & North Corner brings the outdoors in to the home. 2 Side-by-side parking spaces and storage cage.

Mortgage Calculator

Est. Monthly Payment

$9,342

Principal & Interest$6,548
Property Tax$1,295
Insurance$378
HOA$1,121
%($259,000)
%

Investment Score

0D
Est. Monthly Rent
$3,655
Monthly Cashflow

Rent − PITI − HOA

$-5,687
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,607

Mortgage (P+I)
$6,548
Cap Rate
-0.98%
Cash-on-Cash
-35.24%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.39
Break-even Rent
$13,534

NOI (Annual)
$-12,706
Price-to-Rent

Lower = better for investors

29.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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